.ref-hero[data-astro-cid-zrz7zxhz]{padding:clamp(100px,15vw,180px) 24px clamp(60px,8vw,100px);text-align:center;background:linear-gradient(180deg,#f0fdfa,#fff);color:var(--text-dark, #0f172a)}.ref-hero-inner[data-astro-cid-zrz7zxhz]{max-width:720px;margin:0 auto}.ref-badge[data-astro-cid-zrz7zxhz]{display:inline-block;font-size:.8rem;font-weight:600;letter-spacing:1px;text-transform:uppercase;color:var(--accent);border:1px solid var(--accent);border-radius:20px;padding:6px 16px;margin-bottom:20px}.ref-hero[data-astro-cid-zrz7zxhz] h1[data-astro-cid-zrz7zxhz]{font-size:clamp(2rem,5vw,3.2rem);font-weight:700;line-height:1.15;margin-bottom:16px;color:var(--text-dark, #0f172a)}.ref-highlight[data-astro-cid-zrz7zxhz]{color:var(--accent)}.ref-hero-sub[data-astro-cid-zrz7zxhz]{font-size:1.15rem;color:var(--text-muted, #64748b);line-height:1.6;margin-bottom:32px}.ref-hero-cta[data-astro-cid-zrz7zxhz]{display:inline-block;background:var(--accent);color:var(--white);padding:14px 32px;border-radius:var(--radius);font-weight:600;text-decoration:none;transition:background .2s}.ref-hero-cta[data-astro-cid-zrz7zxhz]:hover{background:var(--accent-hover)}.ref-section-inner[data-astro-cid-zrz7zxhz]{max-width:var(--max-w);margin:0 auto;padding:0 24px}.ref-section-title[data-astro-cid-zrz7zxhz]{font-size:clamp(1.6rem,3vw,2.2rem);font-weight:700;color:var(--text-heading);text-align:center;margin-bottom:12px}.ref-section-sub[data-astro-cid-zrz7zxhz]{text-align:center;color:var(--text-sub);font-size:1.05rem;margin-bottom:48px}.ref-steps[data-astro-cid-zrz7zxhz]{padding:var(--section-pad) 0}.ref-steps-row[data-astro-cid-zrz7zxhz]{display:flex;align-items:flex-start;justify-content:center;gap:16px}.ref-step-card[data-astro-cid-zrz7zxhz]{background:var(--bg-card);border:1px solid var(--border);border-radius:var(--radius-lg);padding:32px;text-align:center;flex:1;max-width:300px}.ref-step-num[data-astro-cid-zrz7zxhz]{width:48px;height:48px;background:var(--accent);color:var(--white);border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:700;font-size:1.2rem;margin:0 auto 16px}.ref-step-card[data-astro-cid-zrz7zxhz] h3[data-astro-cid-zrz7zxhz]{font-size:1.1rem;font-weight:600;color:var(--text-heading);margin-bottom:8px}.ref-step-card[data-astro-cid-zrz7zxhz] p[data-astro-cid-zrz7zxhz]{font-size:.9rem;color:var(--text);line-height:1.5}.ref-step-arrow[data-astro-cid-zrz7zxhz]{font-size:1.5rem;color:var(--accent);padding-top:40px;font-weight:700}.ref-benefits[data-astro-cid-zrz7zxhz]{padding:0 0 var(--section-pad)}.ref-benefits-grid[data-astro-cid-zrz7zxhz]{display:grid;grid-template-columns:repeat(2,1fr);gap:24px;max-width:700px;margin:0 auto}.ref-benefit[data-astro-cid-zrz7zxhz]{background:var(--bg-card);border:1px solid var(--border);border-radius:var(--radius-lg);padding:28px}.ref-benefit-icon[data-astro-cid-zrz7zxhz]{font-size:1.8rem;margin-bottom:12px}.ref-benefit[data-astro-cid-zrz7zxhz] h3[data-astro-cid-zrz7zxhz]{font-size:1.05rem;font-weight:600;color:var(--text-heading);margin-bottom:6px}.ref-benefit[data-astro-cid-zrz7zxhz] p[data-astro-cid-zrz7zxhz]{font-size:.9rem;color:var(--text);line-height:1.5}.ref-faq[data-astro-cid-zrz7zxhz]{padding:0 0 var(--section-pad)}.ref-faq-list[data-astro-cid-zrz7zxhz]{max-width:700px;margin:0 auto}.ref-faq-item[data-astro-cid-zrz7zxhz]{border:1px solid var(--border);border-radius:var(--radius);margin-bottom:12px;background:var(--bg-card);overflow:hidden}.ref-faq-item[data-astro-cid-zrz7zxhz] summary[data-astro-cid-zrz7zxhz]{padding:18px 24px;font-weight:600;font-size:1rem;color:var(--text-heading);cursor:pointer;list-style:none}.ref-faq-item[data-astro-cid-zrz7zxhz] summary[data-astro-cid-zrz7zxhz]::-webkit-details-marker{display:none}.ref-faq-item[data-astro-cid-zrz7zxhz] summary[data-astro-cid-zrz7zxhz]:after{content:"+";float:right;font-size:1.2rem;color:var(--accent)}.ref-faq-item[data-astro-cid-zrz7zxhz][open] summary[data-astro-cid-zrz7zxhz]:after{content:"−"}.ref-faq-item[data-astro-cid-zrz7zxhz] p[data-astro-cid-zrz7zxhz]{padding:0 24px 18px;font-size:.95rem;color:var(--text);line-height:1.6}.ref-cta[data-astro-cid-zrz7zxhz]{padding:var(--section-pad) 24px;text-align:center;background:var(--navy);color:var(--white)}.ref-cta[data-astro-cid-zrz7zxhz] h2[data-astro-cid-zrz7zxhz]{font-size:clamp(1.6rem,3vw,2.2rem);font-weight:700;margin-bottom:12px}.ref-cta[data-astro-cid-zrz7zxhz] p[data-astro-cid-zrz7zxhz]{color:#94a3b8;font-size:1.05rem;margin-bottom:32px}@media(max-width:768px){.ref-steps-row[data-astro-cid-zrz7zxhz]{flex-direction:column;align-items:center}.ref-step-arrow[data-astro-cid-zrz7zxhz]{transform:rotate(90deg);padding:0}.ref-benefits-grid[data-astro-cid-zrz7zxhz]{grid-template-columns:1fr}}