보험 비교 2026
MAWISTA Studentvs.Educare24
혜택, 비용, 보장 세부사항을 포함한 독립적 비교.
✓ 공식 보험 문서 기반 ✓ 업데이트 2026년 3월 ✓ 독립 비교
추천 플랜 비교: MAWISTA Student Classic Plus, Educare24 M (Medium). 각 보험사는 여러 등급을 제공합니다.
| 기능 | Popular Choice MAWISTA Student 상세 보기 | Educare24 상세 보기 |
|---|---|---|
| | | |
| €36/mo 더 나음 | €39/mo | |
| 15% co-pay per benefit, max €250/year | €0 | |
| 1–60 months | 1–60 months | |
| | | |
| 100% medically necessary up to 2.3x GOÄ (15% co-pay, max €250/yr) | Medically necessary treatment (up to 2.3x GOÄ/GOZ); preventive care up to €500/year | |
| General ward, shared room | Inpatient treatment and operations covered | |
| Pain relief only, up to €500/year (8-month wait for prosthetics) | Pain relief up to €500 per insurance period; denture repair up to €200; accident prosthetics up to €2,000 | |
| €500/year (pain relief only, no prosthetics) | €500 per insurance period (pain relief) + €200 denture repair + €2,000 accident prosthetics | |
| Prescribed medication covered (15% co-pay) | Prescribed medication + dressing materials (up to €250 total during entire insurance period) | |
| | | |
| Not covered (psychotherapy/psychoanalysis excluded) | Acute psychiatric treatment up to €500 (one case per insurance period); psychotherapy/psychoanalysis excluded | |
| Complications covered from day 1; checkups after 3-month wait, childbirth after 8-month wait | Pregnancy checkups and childbirth covered (conception must occur after policy start) | |
| €250/year for accident-related aids only | Not covered | |
| | | |
| | | |
| | | |
| | | |
| | | |
| 방문 MAWISTA Student → | 방문 Educare24 → |
€36/mo 더 나음
€39/mo
15% co-pay per benefit, max €250/year
€0
1–60 months
1–60 months
100% medically necessary up to 2.3x GOÄ (15% co-pay, max €250/yr)
Medically necessary treatment (up to 2.3x GOÄ/GOZ); preventive care up to €500/year
General ward, shared room
Inpatient treatment and operations covered
Pain relief only, up to €500/year (8-month wait for prosthetics)
Pain relief up to €500 per insurance period; denture repair up to €200; accident prosthetics up to €2,000
€500/year (pain relief only, no prosthetics)
€500 per insurance period (pain relief) + €200 denture repair + €2,000 accident prosthetics
Prescribed medication covered (15% co-pay)
Prescribed medication + dressing materials (up to €250 total during entire insurance period)
Not covered (psychotherapy/psychoanalysis excluded)
Acute psychiatric treatment up to €500 (one case per insurance period); psychotherapy/psychoanalysis excluded
Complications covered from day 1; checkups after 3-month wait, childbirth after 8-month wait
Pregnancy checkups and childbirth covered (conception must occur after policy start)
€250/year for accident-related aids only
Not covered
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