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Student Health Insurance in Austria

Austria’s healthcare system is similar to Germany’s, with mandatory health insurance for all residents. As a student, you’ll join the ÖGK (Österreichische Gesundheitskasse) — Austria’s public health insurance — for €69.98/month.

ÖGK Student Insurance

All students enrolled at Austrian universities can (and should) register with ÖGK. The monthly rate of €69.98 covers:

• Doctor visits (Kassenarzt)
• Hospital care (public hospitals)
• Emergency treatment
• Prescription medications (with small co-pays)
• Maternity and preventive care

Once registered, you’ll receive an e-card, which you present when visiting doctors or hospitals.

EU Students with EHIC

EU/EEA students can use their European Health Insurance Card (EHIC) to access Austrian healthcare. However, many students still join ÖGK for:

• Easier access to doctors (no need to explain EHIC)
• Full coverage without worrying about reimbursement
• Access to all ÖGK-contracted providers

Private Insurance Alternative

If you prefer private care or don’t qualify for ÖGK, you can get private health insurance (from €55/month). Private insurance must meet Austrian equivalency standards to be accepted for residence permits.

Why Austria?

With over 80,000 international students, Austria offers world-class universities in Vienna, Graz, Salzburg, and Innsbruck. Students enjoy affordable healthcare, rich culture, and a high quality of life.