Country Comparison
Compare Student Insurance Across 29 Countries
Find the best destination based on insurance requirements, costs, and visa policies
Use this comparison table to quickly evaluate health insurance requirements across popular study destinations. Click any country name to view detailed information.
| Country | Insurance Type | Approx. Cost/Month | Visa Requirement |
|---|---|---|---|
| 🇦🇺 Australia | ahm OSHC | 52 | OSHC proof required for Student Visa (subclass 500) application |
| 🇦🇹 Austria | ÖGK Student Insurance | 78 | Student residence permit (Aufenthaltstitel) requires proof of health insurance |
| 🇧🇪 Belgium | Mutualité/Ziekenfonds (Student Rate) | 0 | Student visa requires proof of health coverage |
| 🇨🇦 Canada | UHIP (Ontario) | 66 | Study permit required for programs longer than 6 months |
| 🇨🇳 China | Comprehensive Insurance for Foreigners (LXBX) | 67 | Student visa (X1 for programs >180 days, X2 for shorter) required |
| 🇭🇷 Croatia | HZZO Student Insurance | 15 | Student residence permit requires proof of health insurance |
| 🇩🇰 Denmark | Danish Public Healthcare (via CPR) | Free | Residence permit application requires proof of health coverage |
| 🇫🇮 Finland | FSHS (Finnish Student Health Service) | 36 | Residence permit requires proof of comprehensive health insurance |
| 🇫🇷 France | Sécurité Sociale (Base Coverage) | Free | Student visa (VLS-TS) requires proof of health coverage |
| 🇩🇪 Germany | Public Health Insurance (GKV) | 141 | Valid health insurance certificate required for visa application |
| 🇬🇷 Greece | ESY via EHIC (For EU Students) | Free | Student visa requires proof of health insurance |
| 🇭🇺 Hungary | TAJ Card — Stipendium Hungaricum Students | Free | Student residence permit (Tartózkodási engedély) requires proof of health insurance |
| 🇮🇳 India | University Group Health Insurance | 250 | Indian student visa (e-Student Visa) required for full-time degree programs — apply online at indian... |
| 🇮🇪 Ireland | Private Health Insurance (Student Plans) | 200 | Student visa (Stamp 2) requires proof of private health insurance |
| 🇮🇹 Italy | SSN (Servizio Sanitario Nazionale) | 149 | Student visa requires proof of health insurance for entire stay |
| 🇯🇵 Japan | National Health Insurance (NHI/Kokuho) | 1,500 | Student visa (留学) required for programs longer than 90 days |
| 🇲🇾 Malaysia | University Group Insurance (EMGS Panel) | 25 | Student Pass (Pas Pelajar) is required for all international students studying in Malaysia |
| 🇳🇿 New Zealand | Studentsafe Inbound University | 56 | Student visa required for programs longer than 3 months |
| 🇳🇴 Norway | Folketrygden (Norwegian National Insurance) | Free | Residence permit requires proof of health insurance |
| 🇵🇱 Poland | NFZ Voluntary Insurance | 250 | Temporary Residence Permit (Karta Pobytu) requires proof of health insurance |
| 🇵🇹 Portugal | SNS (Serviço Nacional de Saúde) | Free | Student visa requires proof of health coverage |
| 🇷🇴 Romania | CNAS Public Insurance | 20 | Student residence permit requires proof of health insurance |
| 🇸🇦 Saudi Arabia | Basic CCHI Cooperative Insurance | 100 | Student visa type: D1 (Education Visa) — issued by Saudi embassies and consulates |
| 🇸🇬 Singapore | NUS Group Hospital & Surgical (GHS) | 200 | Student's Pass required for all full-time international students |
| 🇰🇷 South Korea | National Health Insurance (NHIS) | 76,390 | D-2 visa (academic studies) or D-4 visa (language training) required |
| 🇪🇸 Spain | Sanitas Estudiantes | 42 | Student visa (Visado de Estudios) required for non-EU students staying >90 days |
| 🇸🇪 Sweden | Kammarkollegiet FAS (Government insurance for uni students) | Free | Non-EU residence permit required for stays >90 days (apply via Migrationsverket.se) |
| 🇨🇭 Switzerland | SWICA Student | 230 | Student residence permit (B-permit for EU/EFTA, L-permit for short stays) required before arrival fo... |
| 🇹🇭 Thailand | Local Thai Private Health Insurance (AIA, AXA, Cigna) | 1,000 | Non-Immigrant Type ED (Education) visa required for study programs over 90 days |
| 🇨🇿 the Czech Republic | Czech Commercial Insurance (Student Plans) | 600 | Long-term residence permit requires proof of Czech commercial health insurance |
| 🇳🇱 the Netherlands | Dutch Basic Insurance (Basisverzekering) | 130 | Proof of health insurance required for residence permit (MVV/VVR) |
| 🇦🇪 the UAE | DHA Essential Benefits Plan (EBP) | 54 | International students require a UAE Residence Visa (student category) — not a tourist visa |
| 🇬🇧 the UK | NHS via Immigration Health Surcharge (IHS) | 776 | Tier 4 (Student) visa requires proof of IHS payment |
| 🇺🇸 the USA | University SHIP (Student Health Insurance Plan) | 125 | F-1 visa: No federal insurance requirement, but universities mandate coverage |
| 🇹🇷 Turkey | SGK / GSS (State Health Insurance) | 183 | All international students staying 90+ days in Turkey must apply for a short-term residence permit (... |
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