그리스 유학생 건강보험

Student Health Insurance in Greece

Greece’s ESY (Εθνικό Σύστημα Υγείας, National Health System) provides universal healthcare to residents. EU students with EHIC access it for free, while non-EU students need affordable private insurance starting from €15/month.

For EU/EEA Students — Free Healthcare

If you’re from an EU/EEA country, bring your European Health Insurance Card (EHIC). This grants you free access to Greek public healthcare:

• Doctor visits at public health centers
• Hospital treatment (public hospitals)
• Emergency care
• Prescription medications (with small co-pays)

To access ESY, you’ll need an AMKA (Greek social security number). Apply online or at KEP offices after arriving in Greece.

For Non-EU Students — Private Insurance

Non-EU students must have private health insurance for their student visa and residence permit. Greek private insurance is very affordable:

• Basic plans: €15–€30/month (emergencies, hospital, GP)
• Comprehensive plans: €30–€50/month (private hospitals, English-speaking doctors, dental, optical)

Private insurance providers include Greek insurers like Ethniki, Eurolife, and international providers like Allianz or Cigna.

Public vs. Private Healthcare

Public (ESY):

• Free for EU students with EHIC
• Good quality care but may have waiting times
• Greek language barriers in some facilities

Private:

• Faster appointments
• English-speaking doctors
• Modern facilities
• Higher costs without insurance

Why Greece?

With over 30,000 international students, Greece offers excellent universities, beautiful islands, rich history, and affordable living costs. Study in Athens, Thessaloniki, or on island campuses while enjoying Mediterranean lifestyle and accessible healthcare.