보험 비교 2026
AOKvs.BARMER
혜택, 비용, 보장 세부사항을 포함한 독립적 비교.
✓ 공식 보험 문서 기반 ✓ 업데이트 2026년 3월 ✓ 독립 비교
| 기능 | AOK 상세 보기 | BARMER 상세 보기 |
|---|---|---|
| | | |
| €139.28–€148.09 (AOK Bayern: €141.16) 더 나음 | €146.29 | |
| €144.41–€153.22 (AOK Bayern: €146.29) 더 나음 | €151.42 | |
| 2.47%–3.50% (varies by region; AOK Bayern: 2.69%) | 3.29% | |
| | | |
| Full coverage — psychotherapy, psychiatry, inpatient treatment | Full coverage + free 7Mind mindfulness app + online CBT programs + Teledoktor video consultations | |
| Up to 75% after 10 years of regular checkups | Up to 75% after 10 years of regular checkups | |
| | | |
| Up to €200/year (varies by regional AOK) | Up to €200/year | |
| | | |
| Limited — depends on regional AOK branch; varies significantly by city | Good — English hotline (weekdays 8am–7pm), English website (barmer.de/en), English email support | |
| AOK App (Mein AOK)ePA (electronic patient record)Online service centerDigital health coursesAOK Gesundheitsnavigator (doctor finder) | BARMER AppTeledoktor (24/7 video consultations)7Mind mindfulness app (free for members)ePA (electronic patient record)120+ online fitness courses and 1,500+ workoutsOnline skin check and second opinion service | |
| 27 million (across all 11 regional AOKs) | 8.2 million | |
| 방문 AOK → | 방문 BARMER → |
€139.28–€148.09 (AOK Bayern: €141.16) 더 나음
€146.29
€144.41–€153.22 (AOK Bayern: €146.29) 더 나음
€151.42
2.47%–3.50% (varies by region; AOK Bayern: 2.69%)
3.29%
Full coverage — psychotherapy, psychiatry, inpatient treatment
Full coverage + free 7Mind mindfulness app + online CBT programs + Teledoktor video consultations
Up to 75% after 10 years of regular checkups
Up to 75% after 10 years of regular checkups
Up to €200/year (varies by regional AOK)
Up to €200/year
Limited — depends on regional AOK branch; varies significantly by city
Good — English hotline (weekdays 8am–7pm), English website (barmer.de/en), English email support
AOK App (Mein AOK)ePA (electronic patient record)Online service centerDigital health coursesAOK Gesundheitsnavigator (doctor finder)
BARMER AppTeledoktor (24/7 video consultations)7Mind mindfulness app (free for members)ePA (electronic patient record)120+ online fitness courses and 1,500+ workoutsOnline skin check and second opinion service
27 million (across all 11 regional AOKs)
8.2 million
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