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🛡️ BaFin-regulated · Most Popular

Comfort

Our most popular plan. Comprehensive coverage with dental care, mental health support, and worldwide protection — designed for students who want more than just the basics.

59 /Monat
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Zuletzt aktualisiert: Februar 2026

Das ist enthalten

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Outpatient Care (90%)

Doctor visits and specialist consultations covered at 90% — less out-of-pocket for you.

🦷

Dental Care

Extended dental coverage including check-ups, fillings, crowns, and professional cleaning.

🧠

Mental Health

Up to 20 therapy sessions per year with licensed psychologists and psychiatrists.

👁️

Vision — €100/year

Annual budget for prescription glasses or contact lenses.

🌿

Alternative Medicine — €500/year

Acupuncture, osteopathy, and other recognized alternative treatments.

🌍

Worldwide Coverage

Stay insured during trips abroad — up to 6 weeks per trip, worldwide.

🚑

Emergency & Repatriation

24/7 emergency care plus medical transport to your home country.

📱

Digital Health Services

Video consultations with doctors and a digital health companion app.

Leistungen vergleichen

Leistung Basic Comfort Premium
Outpatient treatment 80% 90% 100%
Hospital stays ✓ (private room)
Prescription drugs
Emergency care 24/7 24/7 24/7
Dental care Basic Extended Comprehensive
Vision (glasses/contacts) €100/year €250/year
Mental health support Emergency only 20 sessions/year Unlimited
Alternative medicine €500/year Unlimited
Repatriation
Worldwide coverage 6 weeks/trip Unlimited
Deductible €500 €250 €0

Perfekt für dich, wenn...

🇯🇵 Yuki — Master's Student

Doing a 2-year Master's in Engineering in Aachen. Wants solid coverage including dental and specialist access.

🇺🇸 Sarah — Bachelor's Student

Starting a 3-year Bachelor's in Business in Berlin. Values mental health support and full medical care.

⚖️ Best Value Seeker

You want the best balance between price and coverage. The Comfort plan is our most popular for a reason.

Individualisiere deinen Schutz

Personal Liability +€5/Mo

Covers damage you accidentally cause to others — up to €3 million. Essential for renting an apartment in Germany.

Dental Plus +€9/Mo

Extended dental coverage including orthodontics, implants, and professional cleaning twice a year.

Travel Health +€7/Mo

Worldwide coverage for trips outside Germany, including emergency treatment and medical evacuation.

Häufig gestellte Fragen

It offers the best price-to-coverage ratio. You get dental, mental health, vision, and worldwide coverage for just €20 more than Basic.
You pay the first €250 of medical costs per year. After that, we cover costs at 90% for outpatient care and 100% for hospital stays.
We cover up to 20 sessions per year with licensed therapists. No GP referral needed — book directly with any licensed psychologist.
Yes, you can switch plans at any time with 30 days notice. The new rate applies from the following month.
The €500 budget is per calendar year and covers all recognized alternative treatments combined (acupuncture, osteopathy, etc.).
No waiting periods for most benefits. Dental treatments beyond basic care have a 3-month waiting period.
Full emergency coverage worldwide for trips up to 6 weeks. Planned treatments abroad are not covered.

Dein Angebot in 2 Minuten

Unverbindlich. Keine versteckten Kosten. Jederzeit kündbar.

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