nib
nib OSHC
Second cheapest OSHC — best app experience and fast claims processing
✓Cumple requisitos de visa
Última actualización: 4 de septiembre de 2026
Qué está cubierto
Detalles de prestaciones y cobertura.
Incluido
Second cheapest single price (AUD 680/yr — AUD 57/month)
Best app experience among OSHC providers
Fast claims processing
Good national hospital coverage
Higher medication cap (AUD 500/yr)
No cubierto
No published 2026 couple or family rate card (on request)
2-month mental health waiting period
No extras cover available (no dental/optical)
Hospital A&E limited to public/agreement hospitals only
No online doctor service
FAQ
Preguntas frecuentes sobre nib OSHC
Yes, nib is the second cheapest for singles at AUD 680/year (AUD 57/month), only AUD 57 more than ahm. nib is known for its excellent app and fast claims processing.
No, nib has not published a 2026 couple or family rate card, so we show it as "on request" rather than guess. If you need a family or couple policy now, Medibank (AUD 6,775/year family, AUD 4,018/year couple) and Allianz Care (AUD 9,809/year family, AUD 5,516/year couple) are the only two OSHC providers with published 2026 multi-person rates.
Yes, but nib has a 2-month waiting period for pre-existing mental health conditions. For immediate mental health access, consider Allianz Care, Medibank (no wait), or Bupa (wait waived).
nib's mobile app is consistently rated as the best among OSHC providers. Features include easy claims submission with photo upload, digital membership card, provider finder, and real-time claims tracking.
Yes, you can switch to nib at any time. Contact nib to arrange the transfer from your current provider. Coverage continues without gaps and no new waiting periods apply.
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