보험 비교 2026
Techniker Krankenkasse (TK)vs.hkk Krankenkasse
혜택, 비용, 보장 세부사항을 포함한 독립적 비교.
✓ 공식 보험 문서 기반 ✓ 업데이트 2026년 4월 ✓ 독립 비교
| 기능 | Most Popular Techniker Krankenkasse (TK) 상세 보기 | Cheapest Bundesweit hkk Krankenkasse 상세 보기 |
|---|---|---|
| | | |
| €141.16 | €140.30 더 나음 | |
| €146.29 | €145.43 더 나음 | |
| 2.69% | 2.59% | |
| | | |
| Full coverage — psychotherapy, psychiatry, inpatient treatment | Full coverage — psychotherapy, psychiatry, inpatient treatment | |
| Up to 75% after 10 years of regular checkups | Standard — up to 75% after 10 years of regular checkups | |
| | | |
| Up to €200/year cash (or €400/year as Gesundheitsdividende) | Up to €150/year via hkk bonusaktiv | |
| | | |
| Excellent — dedicated English hotline (24/7), English TK-App, English website | Minimal — primarily German-language site; no dedicated English hotline | |
| TK-App (available in English)ePA (electronic patient record)TK-Doc video consultationsOnline health coursesDigital fitness tracking (Google Fit, Samsung Health, Fitbit integration) | hkk-AppOnline-GeschäftsstelleePA (electronic patient record)Videosprechstunden | |
| 12.3 million | 1.0 million | |
| 방문 Techniker Krankenkasse (TK) → | 방문 hkk Krankenkasse → |
€141.16
€140.30 더 나음
€146.29
€145.43 더 나음
2.69%
2.59%
Full coverage — psychotherapy, psychiatry, inpatient treatment
Full coverage — psychotherapy, psychiatry, inpatient treatment
Up to 75% after 10 years of regular checkups
Standard — up to 75% after 10 years of regular checkups
Up to €200/year cash (or €400/year as Gesundheitsdividende)
Up to €150/year via hkk bonusaktiv
Excellent — dedicated English hotline (24/7), English TK-App, English website
Minimal — primarily German-language site; no dedicated English hotline
TK-App (available in English)ePA (electronic patient record)TK-Doc video consultationsOnline health coursesDigital fitness tracking (Google Fit, Samsung Health, Fitbit integration)
hkk-AppOnline-GeschäftsstelleePA (electronic patient record)Videosprechstunden
12.3 million
1.0 million
최적의 플랜을 찾으셨나요?
더 많은 플랜을 비교하거나 바로 신청하세요 — 몇 분 안에 보장 시작.