Bloke Hesap
Almanya'da Öğrenciler İçin Bloke Hesap (Sperrkonto)
Almanya öğrenci vizası için tüm bloke hesap sağlayıcılarını karşılaştırın. En düşük ücret, en hızlı işlem ve en iyi özellikleri bulun.
Coracle Engellenen Hesap
Coracle
Aylık ücret olmayan ekonomik dondurulan hesap — şu anda sistem yükseltmesi nedeniyle duraklattırıldı
- No monthly fees — only a one-time €99 setup fee (or €59 with Prime)
- Lowest total first-year cost at €99 (or €59 with Prime bundle)
- Prime package includes GKV health insurance (TK, BARMER, or AOK) + travel insurance
- Account opening in ~2 hours (when operational)
Expatrio Blokeli Hesap
Expatrio
En hızlı blokeli hesap doğrulaması (~24 saat) — ücretsiz banka hesabı, ISIC kartı ve sigorta paketi dahil
- Fastest confirmation — blocking letter within ~24 hours after funds arrive
- Lower setup fee (€89) and monthly fee (€5/month) than Fintiba
- Total first-year cost of €149 — saves €129 vs Fintiba
- Free German bank account with debit card (Apple Pay, Google Pay)
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Fintiba Blokeli Hesap — Öğrenci Vizesi Çözümü
Fintiba
Almanya'nın en kurulu blokeli hesap sağlayıcısı — sigorta paketi, burs programı ve çok dilli destek
- Most established provider — trusted by students from 200+ countries
- Health insurance bundle available (GKV via DAK/BARMER or PKV via MAWISTA)
- Travel insurance worth up to €95 included in Fintiba Plus
- Credit card payment accepted (instant blocking confirmation)
İlgili Karşılaştırmalar
Daha fazla sigorta karşılaştırması:
SSS
Sık Sorulan Sorular
A blocked account is a special bank account required for German student visa applications. You deposit a minimum of €11,904 (2026), and receive monthly withdrawals of €992 to cover living expenses. It proves to German authorities that you can finance your studies.
The minimum deposit for 2026 is €11,904 (12 × €992/month). Some providers allow larger deposits for longer visa periods. The amount is set annually by the German government.
Setup fees range from €49–159, with monthly fees from €0–9.90. Compare total annual costs including both setup and monthly fees to find the most affordable option for your situation.
Most providers process applications within 3–5 business days. After account creation, the bank transfer from your home country may take an additional 2–7 business days depending on your bank and country.
Yes, you can close your blocked account and transfer the remaining balance to any bank account. Processing times vary by provider, typically 2–4 weeks.
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