الحساب المجمّد
الحساب المجمّد (Sperrkonto) للطلاب في ألمانيا
قارن بين جميع مزودي الحساب المجمّد لتأشيرة الطالب الألمانية. اعثر على أقل الرسوم وأسرع المعالجة وأفضل المميزات.
حساب Coracle المجمد
Coracle
حساب مجمد اقتصادي بدون رسوم شهرية — معلق حالياً بسبب ترقية النظام
- No monthly fees — only a one-time €99 setup fee (or €59 with Prime)
- Lowest total first-year cost at €99 (or €59 with Prime bundle)
- Prime package includes GKV health insurance (TK, BARMER, or AOK) + travel insurance
- Account opening in ~2 hours (when operational)
حساب Expatrio المجمّد
Expatrio
أسرع تأكيد حساب مجمّد (حوالي 24 ساعة) — حساب بنكي مجاني وبطاقة ISIC وحزمة تأمين مضمونة
- Fastest confirmation — blocking letter within ~24 hours after funds arrive
- Lower setup fee (€89) and monthly fee (€5/month) than Fintiba
- Total first-year cost of €149 — saves €129 vs Fintiba
- Free German bank account with debit card (Apple Pay, Google Pay)
الأكثر شيوعاًعرض التفاصيل →
حساب Fintiba المجمد — تمويل الطلاب الدوليين
Fintiba
أكثر مزود حسابات مجمدة استقراراً في ألمانيا — حزمة التأمين وبرنامج المنح والدعم متعدد اللغات
- Most established provider — trusted by students from 200+ countries
- Health insurance bundle available (GKV via DAK/BARMER or PKV via MAWISTA)
- Travel insurance worth up to €95 included in Fintiba Plus
- Credit card payment accepted (instant blocking confirmation)
مقارنات ذات صلة
اكتشف المزيد من مقارنات التأمين:
الأسئلة الشائعة
الأسئلة الشائعة
A blocked account is a special bank account required for German student visa applications. You deposit a minimum of €11,904 (2026), and receive monthly withdrawals of €992 to cover living expenses. It proves to German authorities that you can finance your studies.
The minimum deposit for 2026 is €11,904 (12 × €992/month). Some providers allow larger deposits for longer visa periods. The amount is set annually by the German government.
Setup fees range from €49–159, with monthly fees from €0–9.90. Compare total annual costs including both setup and monthly fees to find the most affordable option for your situation.
Most providers process applications within 3–5 business days. After account creation, the bank transfer from your home country may take an additional 2–7 business days depending on your bank and country.
Yes, you can close your blocked account and transfer the remaining balance to any bank account. Processing times vary by provider, typically 2–4 weeks.
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