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HanseMerkur Young Travel — Genç Yolcular İçin Seyahat Sağlık Sigortası
Genç insanlar için uygun fiyatlı seyahat sağlık sigortası — dil kursları, au pair ve Almanya'da kısa süreli kalışlar için idealdir
Başlangıç €36/mo–53/mo
~₺1.368/ay1–60 monthsSüre
Germany + EU/SchengenKapsam
✓Vize Uyumlu
up to 35Yaş Sınırı
Son güncelleme: March 20, 2026
Planınızı seçin
Mevcut Planlar
Kapsam seviyelerini karşılaştırın ve size uygun planı seçin.
Temel (Sorglos)
Başlangıç€36/ay
- Muafiyet: €0
- Ayakta tedavi: 100% medically necessary treatment, no deductible
- Diş: Pain relief/fillings up to €250; accident prosthetics...
- Ruh sağlığı: Not covered
- Hamilelik: Pregnancy exams up to €250/year; complications and...
Önerilir
Profesyonel (Premium)
Başlangıç€53/ay
- Muafiyet: €0
- Ayakta tedavi: 100% medically necessary treatment + preventive care, no...
- Diş: 100% pain relief covered; accident prosthetics up to...
- Ruh sağlığı: Psychotherapy up to €1,000/year (max 5 sessions...
- Hamilelik: Full pregnancy coverage (exams + delivery +...
Kapsam karşılaştırma
Plan Kapsamını Karşılaştır
Her planın neleri kapsadığını ayrıntılı görün.
| Özellik | Temel (Sorglos) | ÖnerilirProfesyonel (Premium) |
|---|---|---|
| Temel Kapsam | ||
| Ayakta Tedavi | 100% medically necessary treatment, no deductible | 100% medically necessary treatment + preventive care, no deductible |
| Yatarak Tedavi | Inpatient treatment covered, shared room; €75/day alternative hospital allowance (up to 14 days) | Inpatient treatment fully covered, shared room; €75/day alternative hospital allowance (up to 14 days) |
| İlaç | 80% reimbursement for prescribed medication | 100% reimbursement for prescribed medication |
| Muafiyet / Katılım Payı | €0 | €0 |
| Diş & Görme | ||
| Diş Bakımı | Pain relief/fillings up to €250; accident prosthetics up to €500 | 100% pain relief covered; accident prosthetics up to €2,000; ongoing prosthetics up to €2,000/year |
| Diş Bütçesi | €250 (pain relief); €500 (accident prosthetics) | 100% pain relief + €2,000 accident prosthetics + €2,000/year ongoing prosthetics |
| Görme | Not covered | Not covered |
| Ek Avantajlar | ||
| Ruh Sağlığı | Not covered | Psychotherapy up to €1,000/year (max 5 sessions per insurance year) |
| Hamilelik & Doğum | Pregnancy exams up to €250/year; complications and premature birth covered | Full pregnancy coverage (exams + delivery + complications) |
| Teletıp | ||
| Geri Dönüş | ||
| Vize Uyumlu | ||
| BaşvurTemel (Sorglos) → | BaşvurProfesyonel (Premium) → | |
Temel (Sorglos)
Profesyonel (Premium)Önerilir
Temel Kapsam
Ayakta Tedavi
100% medically necessary treatment, no deductible
100% medically necessary treatment + preventive care, no deductible
Yatarak Tedavi
Inpatient treatment covered, shared room; €75/day alternative hospital allowance (up to 14 days)
Inpatient treatment fully covered, shared room; €75/day alternative hospital allowance (up to 14 days)
İlaç
80% reimbursement for prescribed medication
100% reimbursement for prescribed medication
Muafiyet / Katılım Payı
€0
€0
Diş & Görme
Diş Bakımı
Pain relief/fillings up to €250; accident prosthetics up to €500
100% pain relief covered; accident prosthetics up to €2,000; ongoing prosthetics up to €2,000/year
Diş Bütçesi
€250 (pain relief); €500 (accident prosthetics)
100% pain relief + €2,000 accident prosthetics + €2,000/year ongoing prosthetics
Görme
Not covered
Not covered
Ek Avantajlar
Ruh Sağlığı
Not covered
Psychotherapy up to €1,000/year (max 5 sessions per insurance year)
Hamilelik & Doğum
Pregnancy exams up to €250/year; complications and premature birth covered
Full pregnancy coverage (exams + delivery + complications)
Teletıp
Geri Dönüş
Vize Uyumlu
Neler Kapsanıyor
Avantajlar ve kapsam detayları.
Dahil
Affordable daily pricing from €1.19/day (Basic) or €1.75/day (Profi)
Profi plan includes accident (€60k disability) + liability (€2.5M) + emergency insurance
Profi plan covers psychotherapy up to €1,000/year
Profi plan covers pregnancy exams and delivery
100% medication reimbursement on Profi plan
Up to 5 years coverage duration
Visa-compliant for German entry and Schengen visas
Backed by HanseMerkur — one of Germany's oldest insurers (since 1875)
31-day general waiting period waived if enrolled within 31 days of entry
Kapsam Dışı
Lower age limit (35) than most student-specific products
Basic plan has very limited coverage — no mental health, limited dental, limited pregnancy
Basic plan only reimburses 80% of medication costs
No vision/glasses coverage on either plan
Daily pricing model makes cost comparison harder
Prices increase from month 13 onward
Pre-existing conditions: €5,000 personal contribution; max benefit €30,000
31-day general waiting period applies unless enrolled within 31 days of entry
Travel insurance product — not a substitutive health insurance like Provisit Student
Fiyatlar
Yaşa Göre Fiyatlar
Yaş grubuna göre aylık net prim. Gizli ücret yok.
Yaş GrubuTemel (Sorglos)Profesyonel (Premium)Önerilir
up to 35 (months 1–12)~€36 (€1.19/day)~₺13.725,2/ay~€53 (€1.75/day)~₺20.206,5/ay
up to 35 (from month 13)~€50 (€1.65/day)~₺19.062,7/ay~€65 (€2.15/day)~₺24.781,7/ay
Sigorta yükümlülüğünü karşılar
SSS
HanseMerkur Young Travel — Genç Yolcular İçin Seyahat Sağlık Sigortası hakkında sık sorulan sorular
Young Travel is a travel health insurance product — not a substitutive comprehensive health insurance. It works for language courses, au pair stays, internships, and short-term exchange programs. For full degree programs requiring substitutive coverage, consider Provisit Student, MAWISTA Student, or statutory insurance (GKV).
Basic is health-only with limited benefits: €250 dental cap, 80% medication, no mental health, limited pregnancy (€250/year). Profi adds 100% dental (including €2,000/year prosthetics), 100% medication, psychotherapy (€1,000/year, 5 sessions), full pregnancy coverage, plus accident insurance (€60k disability), liability (€2.5M), and cancer screening. Profi costs about €17/month more.
Young Travel uses daily pricing: Basic costs €1.19/day (~€36/month) and Profi costs €1.75/day (~€53/month) for the first 12 months. From month 13, rates increase to €1.65/day (~€50/month) for Basic and €2.15/day (~€65/month) for Profi. All prices are for ages under 35.
Pre-existing conditions are covered with limitations: you must pay €5,000 as a personal contribution, and the maximum benefit is capped at €30,000. There is also a 31-day general waiting period, which is waived if you enroll within 31 days of entering Germany.
Young Travel is visa-compliant for German entry visas and Schengen visas. However, it may not meet the requirements for long-term student residence permits that require substitutive health insurance (Krankenversicherungspflicht). Check with your university and immigration office.
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