بريميوم
أقصى تغطية لراحة بال كاملة. غرف مستشفى خاصة وطب بديل غير محدود ومستشار صحي شخصي وتحمل صفري.
Zuletzt aktualisiert: Februar 2026
Das ist enthalten
Outpatient Care (100%)
Full coverage for all doctor visits and specialist consultations — zero out-of-pocket costs.
Private Hospital Rooms
Single or double room with chief physician treatment during hospital stays.
Comprehensive Dental
Full dental coverage including implants, orthodontics, and cosmetic dentistry up to €2,000/year.
Vision — €250/year
Generous budget for premium glasses, contact lenses, or LASIK contribution.
Unlimited Alternative Medicine
No cap on acupuncture, osteopathy, traditional Chinese medicine, and more.
Personal Health Advisor
A dedicated advisor who speaks your language and handles all insurance questions.
Priority Support
Skip the queue — direct phone line and 4-hour response guarantee on all inquiries.
Zero Deductible
No deductible. We cover everything from the first euro.
Leistungen vergleichen
| Leistung | Basic | Comfort | Premium |
|---|---|---|---|
| Outpatient treatment | 80% | 90% | 100% |
| Hospital stays | ✓ | ✓ | ✓ (private room) |
| Prescription drugs | ✓ | ✓ | ✓ |
| Emergency care | 24/7 | 24/7 | 24/7 |
| Dental care | Basic | Extended | Comprehensive |
| Vision (glasses/contacts) | — | €100/year | €250/year |
| Mental health support | Emergency only | 20 sessions/year | Unlimited |
| Alternative medicine | — | €500/year | Unlimited |
| Repatriation | ✓ | ✓ | ✓ |
| Worldwide coverage | — | 6 weeks/trip | Unlimited |
| Deductible | €500 | €250 | €0 |
Perfekt für dich, wenn...
Long-term in Germany for a 4-year PhD. Wants premium care with no compromises and a personal advisor.
Doing a 2-year MBA. Used to full coverage in the US and expects the same quality in Germany.
Health is your priority. You don't want to think about deductibles or coverage limits — ever.
Individualisiere deinen Schutz
Covers damage you accidentally cause to others — up to €3 million. Essential for renting an apartment in Germany.
Extended dental coverage including orthodontics, implants, and professional cleaning twice a year.
Worldwide coverage for trips outside Germany, including emergency treatment and medical evacuation.