تأمين الطلاب الصحي F-1 في الولايات المتحدة — قارن الخطط
تأمين صحي للطلاب الدوليين بتأشيرة F-1. قارن ISO وPSI وIMG وCompass — ومعظمها مقبول كإعفاء جامعي.
Compass Student Insurance
Compass Student Insurance
Waiver-ready, ACA-comparable plans on UnitedHealthcare PPO — three tiers for F-1, J-1, M-1 students with money-back guarantee if school rejects
- Daily billing — pay only for days you need (not forced into monthly billing)
- ACA-comparable Benchmark tier — accepted at universities requiring ACA-style coverage
- Money-back guarantee if your school rejects the plan (and no claims yet)
- UnitedHealthcare PPO network with direct billing across the U.S.
IMG Patriot Exchange Program
International Medical Group (IMG)
J-1 visa compliant student health insurance with UnitedHealthcare PPO and customisable coverage from $50K to $5M
- Highly customisable — choose your medical max ($50K to $5M) and deductible ($0 to $500)
- $5 student health center copay — affordable on-campus care
- Designed to meet U.S. Department of State J-1 visa requirements
- UnitedHealthcare Options PPO network for direct billing across the U.S.
ISO Student Health Insurance
ISO Student Health Insurance
Three plan tiers (Silver, Gold, Platinum) accepted by 3,200+ U.S. universities — F-1 visa compliant from $31/month
- Cheapest entry tier ($31/month for Silver) accepted by most U.S. schools
- Three clear tiers — match plan to your school's waiver requirements
- Aetna PPO network — direct billing at most major U.S. doctors and hospitals
- Pre-existing conditions covered after 6 months on all tiers
WorldTrips StudentSecure
WorldTrips (Tokio Marine HCC)
Four-tier student plan from Tokio Marine HCC — $0 deductible across all tiers, J-1 visa compliant from $32/month
- $0 deductible across all four tiers — rare in the U.S. student market
- Backed by Tokio Marine HCC, one of the largest specialty insurers globally
- Smart tier starts at $32/month — among the cheapest J-1-compliant plans
- Elite tier offers $5M maximum and full benefits including mental health, dental, prescriptions
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