Allianz Care OSHC

Allianz Care's published 2026 rates are AUD 5,516/year for couple cover and AUD 9,809/year for family cover, on top of AUD 838/year for a single adult. Allianz Care and Medibank are the only two of the 5 OSHC providers with published 2026 couple/family rate cards — ahm, Bupa, and nib do not publish one, so we cannot say which provider is cheapest overall for multi-person cover.

No, Allianz Care has no waiting period for mental health services. This is a significant advantage if you need immediate access to psychiatric or psychological care.

Allianz Care covers treatment at public hospitals and hospitals with which they have an agreement. Unlike ahm and Medibank, they do not cover all private hospitals for emergency admissions.

No, Allianz Care does not offer extras cover. Only Bupa offers optional dental and optical add-ons among OSHC providers.

Allianz Care is a solid option for couples and families thanks to its published, transparent 2026 rates. Singles may prefer ahm (cheapest) or Bupa (best coverage). For immediate mental health access, Allianz Care is an excellent choice.