Allianz Care
Allianz Care OSHC
Cheapest OSHC for couples and families — no mental health waiting period
✓Visa Compliant
Last updated: March 15, 2026
What's Covered
Benefits and coverage details.
Included
Cheapest couple plan (AUD 4,597/yr)
Cheapest family plan (AUD 8,917/yr)
No mental health waiting period
24/7 support hotline
Higher medication cap (AUD 500/yr)
Not Covered
Highest single price (AUD 806/yr — AUD 67/month)
No extras cover (no dental/optical)
Hospital A&E limited to public/agreement hospitals only
Smaller local network than Medibank
FAQ
Frequently Asked Questions about Allianz Care OSHC
Allianz Care's pricing structure favors multi-member policies. While singles pay AUD 806/year (highest), couples pay only AUD 4,597/year and families AUD 8,917/year — both the cheapest among all 5 OSHC providers.
No, Allianz Care has no waiting period for mental health services. This is a significant advantage if you need immediate access to psychiatric or psychological care.
Allianz Care covers treatment at public hospitals and hospitals with which they have an agreement. Unlike ahm and Medibank, they do not cover all private hospitals for emergency admissions.
No, Allianz Care does not offer extras cover. Only Bupa offers optional dental and optical add-ons among OSHC providers.
Allianz Care is best for couples and families due to the lowest multi-person rates. Singles may prefer ahm (cheapest) or Bupa (best coverage). For immediate mental health access, Allianz Care is an excellent choice.
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