Allianz Care
Allianz Care OSHC
Published 2026 couple and family rates — no mental health waiting period
✓Visa Compliant
Last updated: September 4, 2026
What's Covered
Benefits and coverage details.
Included
Published 2026 couple rate (AUD 5,516/yr)
Published 2026 family rate (AUD 9,809/yr)
No mental health waiting period
24/7 support hotline
Higher medication cap (AUD 500/yr)
Not Covered
Highest single price (AUD 838/yr — AUD 70/month)
No extras cover (no dental/optical)
Hospital A&E limited to public/agreement hospitals only
Smaller local network than Medibank
FAQ
Frequently Asked Questions about Allianz Care OSHC
Allianz Care's published 2026 rates are AUD 5,516/year for couple cover and AUD 9,809/year for family cover, on top of AUD 838/year for a single adult. Allianz Care and Medibank are the only two of the 5 OSHC providers with published 2026 couple/family rate cards — ahm, Bupa, and nib do not publish one, so we cannot say which provider is cheapest overall for multi-person cover.
No, Allianz Care has no waiting period for mental health services. This is a significant advantage if you need immediate access to psychiatric or psychological care.
Allianz Care covers treatment at public hospitals and hospitals with which they have an agreement. Unlike ahm and Medibank, they do not cover all private hospitals for emergency admissions.
No, Allianz Care does not offer extras cover. Only Bupa offers optional dental and optical add-ons among OSHC providers.
Allianz Care is a solid option for couples and families thanks to its published, transparent 2026 rates. Singles may prefer ahm (cheapest) or Bupa (best coverage). For immediate mental health access, Allianz Care is an excellent choice.
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