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William Russell International Student Health Insurance
UK family-run insurer backed by Allianz — three flexible plans (Bronze, Silver Lite, Silver) with worldwide cover and dedicated personal advisers
Desde £93/mo–178/mo
Última actualización: 27 de abril de 2026
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Planes disponibles
Compara los niveles de cobertura y elige el plan que mejor se adapte.
Bronze
Desde£93/mes
- Ambulatorio: Post-hospital care only
- Dental: Emergency only after accident
- Salud mental: $50,000 lifetime limit
Silver Lite
Desde£138/mes
- Ambulatorio: $5,000 annual limit
- Dental: Optional add-on
- Salud mental: Covered
Most Popular for Students
Silver
Desde£178/mes
- Ambulatorio: No annual limit
- Dental: Optional add-on
- Salud mental: $75,000 lifetime limit
Comparación de cobertura
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Descubre exactamente qué cubre cada plan.
| Característica | Bronze | Silver Lite | Most Popular for StudentsSilver |
|---|---|---|---|
| Cobertura básica | |||
| Tratamiento ambulatorio | Post-hospital care only | $5,000 annual limit | No annual limit |
| Dental y Óptica | |||
| Atención dental | Emergency only after accident | Optional add-on | Optional add-on |
| Beneficios adicionales | |||
| Salud mental | $50,000 lifetime limit | Covered | $75,000 lifetime limit |
| Telemedicina | Available via Allianz partner network | Available via Allianz partner network | Available via Allianz partner network |
| Repatriación | Included | Included | Included |
| Cumple requisitos de visa | |||
| SolicitarBronze → | SolicitarSilver Lite → | SolicitarSilver → | |
Bronze
Silver Lite
SilverMost Popular for Students
Cobertura básica
Tratamiento ambulatorio
Post-hospital care only
$5,000 annual limit
No annual limit
Dental y Óptica
Atención dental
Emergency only after accident
Optional add-on
Optional add-on
Beneficios adicionales
Salud mental
$50,000 lifetime limit
Covered
$75,000 lifetime limit
Telemedicina
Available via Allianz partner network
Available via Allianz partner network
Available via Allianz partner network
Repatriación
Included
Included
Included
Cumple requisitos de visa
Qué está cubierto
Detalles de prestaciones y cobertura.
Incluido
UK-based with personal account adviser — same team member each contact
Underwritten by Allianz, one of the world's largest insurance groups
30-day money-back guarantee if you have not made a claim
Three plan tiers from Bronze (~£93/month) to Silver (~£178/month)
Plans denominated in your choice of GBP, USD, or EUR
No cubierto
Smaller insurer than Bupa or Cigna — less brand recognition with universities
USA cover is restricted on most zones — not ideal for UK students who also study/intern in USA
Pre-existing conditions usually excluded after underwriting
Bronze plan only covers post-hospital outpatient care — no routine GP visits
Precios
Precios por edad
Prima mensual neta por grupo de edad. Sin costes ocultos.
Grupo de edadPrima mensual
Cumple la obligación de seguro
FAQ
Preguntas frecuentes sobre William Russell International Student Health Insurance
William Russell is a smaller, family-run UK insurer offering more personal service — you typically speak to the same adviser each call. Pricing is competitive (Bronze from ~£93/month) and the underwriting is by Allianz. It suits students who value personal contact and don't need the massive brand network of Bupa or Cigna.
Zone 1 covers most countries worldwide (with restricted USA cover) — best for international students moving across countries. Zone 2 is cheaper but excludes the USA. Most UK-based students choose Zone 1 to maintain cover during travel home and elsewhere in Europe.
If you are not happy with your William Russell plan within 30 days of the start date and have not made any claims, William Russell will refund the full premium — no questions asked. This gives students confidence to try the plan risk-free.
All plans include emergency dental cover after an accident. Routine dental is an optional add-on on Silver Lite and Silver, or included as standard on the Gold plan ($1,500/year). Bronze does not include routine dental.
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