William Russell
William Russell International Student Health Insurance
UK family-run insurer backed by Allianz — three flexible plans (Bronze, Silver Lite, Silver) with worldwide cover and dedicated personal advisers
起 from £93/mo–178/mo
~¥707/月 最后更新: April 27, 2026
保障对比
比较计划保障
逐项查看各计划的保障内容。
| 功能 | Bronze | Silver Lite | Most Popular for Students Silver |
|---|---|---|---|
| 基本保障 | |||
| 门诊治疗 | Post-hospital care only | $5,000 annual limit | No annual limit |
| 住院治疗 | 不涵盖 | 不涵盖 | 不涵盖 |
| 药品 | 不涵盖 | 不涵盖 | 不涵盖 |
| 免赔额/自付 | 不涵盖 | 不涵盖 | 不涵盖 |
| 牙科与视力 | |||
| 牙科护理 | Emergency only after accident | Optional add-on | Optional add-on |
| 牙科预算 | 不涵盖 | 不涵盖 | 不涵盖 |
| 视力 | 不涵盖 | 不涵盖 | 不涵盖 |
| 附加保障 | |||
| 心理健康 | $50,000 lifetime limit | Covered | $75,000 lifetime limit |
| 孕产保障 | 不涵盖 | 不涵盖 | 不涵盖 |
| 远程医疗 | | | |
| 遣返 | | | |
| 符合签证要求 | | | |
| 申请 Bronze → | 申请 Silver Lite → | 申请 Silver → | |
Bronze
Silver Lite
Silver Most Popular for Students
基本保障
门诊治疗
Post-hospital care only
$5,000 annual limit
No annual limit
住院治疗
不涵盖
不涵盖
不涵盖
药品
不涵盖
不涵盖
不涵盖
免赔额/自付
不涵盖
不涵盖
不涵盖
牙科与视力
牙科护理
Emergency only after accident
Optional add-on
Optional add-on
牙科预算
不涵盖
不涵盖
不涵盖
视力
不涵盖
不涵盖
不涵盖
附加保障
心理健康
$50,000 lifetime limit
Covered
$75,000 lifetime limit
孕产保障
不涵盖
不涵盖
不涵盖
远程医疗
遣返
符合签证要求
保障内容
保障与福利详情。
已涵盖
UK-based with personal account adviser — same team member each contact
Underwritten by Allianz, one of the world's largest insurance groups
30-day money-back guarantee if you have not made a claim
Three plan tiers from Bronze (~£93/month) to Silver (~£178/month)
Plans denominated in your choice of GBP, USD, or EUR
不涵盖
Smaller insurer than Bupa or Cigna — less brand recognition with universities
USA cover is restricted on most zones — not ideal for UK students who also study/intern in USA
Pre-existing conditions usually excluded after underwriting
Bronze plan only covers post-hospital outpatient care — no routine GP visits
价格
按年龄定价
按年龄段的月净保费，无隐藏费用。
年龄段 月保费
满足保险义务
常见问题
关于 William Russell International Student Health Insurance 的常见问题
William Russell is a smaller, family-run UK insurer offering more personal service — you typically speak to the same adviser each call. Pricing is competitive (Bronze from ~£93/month) and the underwriting is by Allianz. It suits students who value personal contact and don't need the massive brand network of Bupa or Cigna.
Zone 1 covers most countries worldwide (with restricted USA cover) — best for international students moving across countries. Zone 2 is cheaper but excludes the USA. Most UK-based students choose Zone 1 to maintain cover during travel home and elsewhere in Europe.
If you are not happy with your William Russell plan within 30 days of the start date and have not made any claims, William Russell will refund the full premium — no questions asked. This gives students confidence to try the plan risk-free.
All plans include emergency dental cover after an accident. Routine dental is an optional add-on on Silver Lite and Silver, or included as standard on the Gold plan ($1,500/year). Bronze does not include routine dental.
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立即申请 William Russell International Student Health Insurance，几分钟内获得保障。