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私人医疗保险

德国学生私人医疗保险（PKV）

并排比较所有PKV方案。从基础签证合规到全面保险计划，找到适合您预算的保障。

Care College 学生医疗保险

Care Concept

由 Care Concept 提供的经济型私人健康保险——3 个等级，从 €26/月起，保障期限最长 5 年

起€26/mo
  • Cheapest entry price from €26/month (Basic, under 29)
  • Comfort and Premium have zero deductible
  • All plans cover pregnancy (with 8-month waiting period for delivery)
  • Visa-compliant for German student visa
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Educare24 私人医疗保险

DR-WALTER

由DR-WALTER提供的灵活私人医疗保险，4个计划等级——M计划及以上包括意外伤害和责任保险

起€34.50/mo
  • 4 plan tiers with clear upgrade path (S → M → L → XL)
  • M plan includes accident (€105k disability) + liability (€1M) + deportation insurance for just €4.50 more than S
  • All plans cover pregnancy and childbirth with no waiting period
  • No deductible on any plan
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HanseMerkur Young Travel — 年轻人旅行健康保险

HanseMerkur

为年轻人提供经济型旅行健康保险——适合语言课程、互惠生和德国短期停留

起€36/mo
  • Affordable daily pricing from €1.19/day (Basic) or €1.75/day (Profi)
  • Profi plan includes accident (€60k disability) + liability (€2.5M) + emergency insurance
  • Profi plan covers psychotherapy up to €1,000/year
  • Profi plan covers pregnancy exams and delivery
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热门选择

MAWISTA 学生险

MAWISTA

德国国际学生经济型私人健康保险 — 3档保险计划，最低€28/月

起€28/mo
  • Cheapest entry at €28/month (Classic, age 18–29)
  • Visa-compliant for all German visa types
  • Retroactive enrollment possible (within 31 days of entry)
  • Comfort plan covers pregnancy from day 1 with no waiting period
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Provisit 学生医疗保险

DR-WALTER

DR-WALTER/Barmenia 提供的全面私人健康保险 — 相当于法定保险，无年龄限制

起€79/mo
  • Most comprehensive PKV plan — equivalent to statutory (GKV) coverage scope
  • No age limit — accepts students of any age (only price differs)
  • Psychotherapy covered at 75% (rare among private student insurances)
  • Full pregnancy and childbirth coverage included
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相关对比

查看更多保险对比：

MAWISTA 学生险 vs Care College 学生医疗保险热门
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MAWISTA 学生险 vs Educare24 私人医疗保险热门
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Care College 学生医疗保险 vs Educare24 私人医疗保险
→
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