Provisit 学生医疗保险

Yes, Provisit Student is a substitutive comprehensive health insurance (§146 VAG) accepted by all German consulates, embassies, and immigration offices for student visa applications. It meets all regulatory requirements.

Provisit Student is developed by DR-WALTER (an international insurance specialist since 1959) in cooperation with Barmenia Krankenversicherung AG as the underwriting insurer. It is sold through the provisit.com platform.

Yes, Provisit Student is specifically designed for students who have aged out of statutory insurance (GKV). There is no age limit. Students up to 29 pay €79/month, 30–45 pay €129/month, 46–59 pay €166/month, and 60+ pay €650/month.

Yes, psychotherapy is covered at 75% of costs after an 8-month waiting period. This is one of the few private student insurance plans that covers psychotherapy at all.

After 60 months, your Provisit Student policy automatically converts to an unlimited (open-ended) tariff. This means you do not face a coverage gap and can continue your insurance without interruption.

Provisit Student is designed to match GKV coverage scope. It covers outpatient, inpatient, dental, pregnancy, and psychotherapy — like GKV. At €79/month (under 29), it's cheaper than GKV (about €120/month). The main difference: GKV covers pre-existing conditions from day 1, while Provisit Student has waiting periods and exclusions.