DR-WALTERقدّم الآن
تأمين Provisit الطلابي الشامل
تأمين صحي خاص شامل من DR-WALTER/Barmenia — معادل للتأمين الحكومي بدون حد عمري
من €79/mo
~ر.س٣٢٣٫٩/شهر2–60 months (converts to unlimited tariff after 5 years)المدة
Germany + Europeالتغطية
✓متوافق مع التأشيرة
no age limitحد العمر
آخر تحديث: March 20, 2026
ما المشمول
تفاصيل المزايا والتغطية.
مشمول
Most comprehensive PKV plan — equivalent to statutory (GKV) coverage scope
No age limit — accepts students of any age (only price differs)
Psychotherapy covered at 75% (rare among private student insurances)
Full pregnancy and childbirth coverage included
No deductible
Dental coverage includes prosthetics and orthodontics (50% up to €500/year)
Converts to unlimited tariff after 5 years — no coverage gap
€30,000 death/burial cost coverage
Long-term care insurance included
Accepted at all consulates, embassies, and immigration authorities
غير مشمول
Higher entry price at €79/month (vs €26–€39 for competitors)
Significantly expensive over 30 (€129/month) and over 60 (€650/month)
No retroactive enrollment
8-month waiting period for psychotherapy benefits
Must not be pregnant at time of enrollment
Vision coverage limited to €100 every 2 years (not annually)
Minimum contract duration 2 months
الأسعار
الأسعار حسب العمر
القسط الشهري الصافي حسب الفئة العمرية. بدون رسوم مخفية.
الفئة العمريةالقسط الشهري
up to 29€79~ر.س٣٢٣٫٩/شهر
up to 45€129~ر.س٥٢٨٫٩/شهر
up to 59€166~ر.س٦٨٠٫٦/شهر
60+€650~ر.س٢٬٦٦٥/شهر
يفي بالتزام التأمين
الأسئلة الشائعة
الأسئلة الشائعة حول تأمين Provisit الطلابي الشامل
Yes, Provisit Student is a substitutive comprehensive health insurance (§146 VAG) accepted by all German consulates, embassies, and immigration offices for student visa applications. It meets all regulatory requirements.
Provisit Student is developed by DR-WALTER (an international insurance specialist since 1959) in cooperation with Barmenia Krankenversicherung AG as the underwriting insurer. It is sold through the provisit.com platform.
Yes, Provisit Student is specifically designed for students who have aged out of statutory insurance (GKV). There is no age limit. Students up to 29 pay €79/month, 30–45 pay €129/month, 46–59 pay €166/month, and 60+ pay €650/month.
Yes, psychotherapy is covered at 75% of costs after an 8-month waiting period. This is one of the few private student insurance plans that covers psychotherapy at all.
After 60 months, your Provisit Student policy automatically converts to an unlimited (open-ended) tariff. This means you do not face a coverage gap and can continue your insurance without interruption.
Provisit Student is designed to match GKV coverage scope. It covers outpatient, inpatient, dental, pregnancy, and psychotherapy — like GKV. At €79/month (under 29), it's cheaper than GKV (about €120/month). The main difference: GKV covers pre-existing conditions from day 1, while Provisit Student has waiting periods and exclusions.
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