DR-WALTERअभी आवेदन करें
Provisit छात्र स्वास्थ्य बीमा
DR-WALTER/Barmenia द्वारा प्रदत्त व्यापक निजी स्वास्थ्य बीमा — कोई आयु सीमा नहीं, वैधानिक बीमा के बराबर
से €79/mo
~₹7,268/माह2–60 months (converts to unlimited tariff after 5 years)अवधि
Germany + Europeकवरेज
✓वीज़ा अनुरूप
no age limitआयु सीमा
अंतिम अपडेट: March 20, 2026
क्या शामिल है
लाभ एवं कवरेज विवरण।
शामिल
Most comprehensive PKV plan — equivalent to statutory (GKV) coverage scope
No age limit — accepts students of any age (only price differs)
Psychotherapy covered at 75% (rare among private student insurances)
Full pregnancy and childbirth coverage included
No deductible
Dental coverage includes prosthetics and orthodontics (50% up to €500/year)
Converts to unlimited tariff after 5 years — no coverage gap
€30,000 death/burial cost coverage
Long-term care insurance included
Accepted at all consulates, embassies, and immigration authorities
शामिल नहीं
Higher entry price at €79/month (vs €26–€39 for competitors)
Significantly expensive over 30 (€129/month) and over 60 (€650/month)
No retroactive enrollment
8-month waiting period for psychotherapy benefits
Must not be pregnant at time of enrollment
Vision coverage limited to €100 every 2 years (not annually)
Minimum contract duration 2 months
मूल्य
आयु के अनुसार मूल्य
आयु वर्ग के अनुसार मासिक शुद्ध प्रीमियम। कोई छिपी लागत नहीं।
आयु वर्गमासिक प्रीमियम
up to 29€79~₹7,268/माह
up to 45€129~₹11,868/माह
up to 59€166~₹15,272/माह
60+€650~₹59,800/माह
बीमा दायित्व पूरा करता है
FAQ
Provisit छात्र स्वास्थ्य बीमा के बारे में अक्सर पूछे जाने वाले प्रश्न
Yes, Provisit Student is a substitutive comprehensive health insurance (§146 VAG) accepted by all German consulates, embassies, and immigration offices for student visa applications. It meets all regulatory requirements.
Provisit Student is developed by DR-WALTER (an international insurance specialist since 1959) in cooperation with Barmenia Krankenversicherung AG as the underwriting insurer. It is sold through the provisit.com platform.
Yes, Provisit Student is specifically designed for students who have aged out of statutory insurance (GKV). There is no age limit. Students up to 29 pay €79/month, 30–45 pay €129/month, 46–59 pay €166/month, and 60+ pay €650/month.
Yes, psychotherapy is covered at 75% of costs after an 8-month waiting period. This is one of the few private student insurance plans that covers psychotherapy at all.
After 60 months, your Provisit Student policy automatically converts to an unlimited (open-ended) tariff. This means you do not face a coverage gap and can continue your insurance without interruption.
Provisit Student is designed to match GKV coverage scope. It covers outpatient, inpatient, dental, pregnancy, and psychotherapy — like GKV. At €79/month (under 29), it's cheaper than GKV (about €120/month). The main difference: GKV covers pre-existing conditions from day 1, while Provisit Student has waiting periods and exclusions.
बीमा कराने के लिए तैयार हैं?
अभी Provisit छात्र स्वास्थ्य बीमा के लिए आवेदन करें और मिनटों में कवर हो जाएँ।