Care Conceptقدّم الآن
Care College تأمين صحي للطلاب
تأمين صحي خاص بأسعار معقولة من Care Concept — 3 مستويات من €26/شهر مع تغطية حتى 5 سنوات
من €26/mo–48/mo
~ر.س١٠٦٫٦/شهر1–60 monthsالمدة
Germany + EU/EEA (excl. USA, Canada, Mexico)التغطية
✓متوافق مع التأشيرة
up to 40حد العمر
آخر تحديث: March 20, 2026
اختر خطتك
الخطط المتاحة
قارن مستويات التغطية واختر الخطة المناسبة لك.
الأساسي
من€26/شهر
- التحمّل: €120/year
- العيادات الخارجية: Medically necessary treatment (up to 1.8x GOÄ fee schedule)
- الأسنان: Pain relief up to €500/year; no prosthetics; no...
- الصحة النفسية: Not covered (psychotherapy/psychoanalysis...
- الحمل: Checkups with €50 deductible per visit; delivery after...
أفضل قيمة مقابل المال
الراحة
من€32/شهر
- التحمّل: €0
- العيادات الخارجية: Medically necessary + preventive care (up to 2.3x GOÄ fee...
- الأسنان: Pain relief up to €750/year; prosthetics 50% up to...
- الصحة النفسية: Not covered (psychotherapy/psychoanalysis...
- الحمل: Checkups covered (no deductible); delivery after...
الممتاز
من€48/شهر
- التحمّل: €0
- العيادات الخارجية: Comprehensive — medically necessary + preventive +...
- الأسنان: Pain relief up to €1,250/year; prosthetics 70% up to...
- الصحة النفسية: Not covered (psychotherapy/psychoanalysis...
- الحمل: Checkups covered (no deductible); delivery after...
مقارنة التغطية
مقارنة تغطية الخطط
اطّلع بالتفصيل على ما تغطيه كل خطة.
| الميزة | الأساسي | أفضل قيمة مقابل المالالراحة | الممتاز |
|---|---|---|---|
| التغطية الأساسية | |||
| العلاج الخارجي | Medically necessary treatment (up to 1.8x GOÄ fee schedule) | Medically necessary + preventive care (up to 2.3x GOÄ fee schedule) | Comprehensive — medically necessary + preventive + specialist (up to 2.3x GOÄ fee schedule) |
| الإقامة بالمستشفى | General ward, shared room; mental illness inpatient covered | General ward, shared room; €1,500 sick pay after 14+ day stay + 90 days work inability; €500 visitor costs | General ward, shared room; €2,500 sick pay after 14+ day stay + 90 days work inability; €100/day hospital allowance after day 14; €1,250 visitor costs |
| الأدوية | 100% prescribed medication (up to €250/year) | 100% prescribed medication (up to €500/year) | 100% prescribed medication (up to €1,500/year) |
| التحمّل / المساهمة | €120/year | €0 | €0 |
| الأسنان والبصر | |||
| رعاية الأسنان | Pain relief up to €500/year; no prosthetics; no accident prosthetics | Pain relief up to €750/year; prosthetics 50% up to €500 (8-month wait, 2-year period); accident prosthetics up to €1,000 | Pain relief up to €1,250/year; prosthetics 70% up to €1,000 (8-month wait, 2-year period); accident prosthetics 100% up to €2,500 |
| ميزانية الأسنان | €500/year (pain relief only, no prosthetics) | €750/year pain relief + €500 prosthetics (50%, 2-year period) | €1,250/year pain relief + €1,000 prosthetics (70%, 2-year period) |
| البصر | Not covered | Not covered | €100 (3-month waiting period) |
| مزايا إضافية | |||
| الصحة النفسية | Not covered (psychotherapy/psychoanalysis excluded; inpatient psychiatric covered) | Not covered (psychotherapy/psychoanalysis excluded; inpatient psychiatric covered) | Not covered (psychotherapy/psychoanalysis excluded; inpatient psychiatric covered) |
| الحمل والأمومة | Checkups with €50 deductible per visit; delivery after 8-month wait | Checkups covered (no deductible); delivery after 8-month wait | Checkups covered (no deductible); delivery after 8-month wait |
| الطب عن بُعد | |||
| الإعادة للوطن | |||
| متوافق مع التأشيرة | |||
| تقديمالأساسي → | تقديمالراحة → | تقديمالممتاز → | |
الأساسي
الراحةأفضل قيمة مقابل المال
الممتاز
التغطية الأساسية
العلاج الخارجي
Medically necessary treatment (up to 1.8x GOÄ fee schedule)
Medically necessary + preventive care (up to 2.3x GOÄ fee schedule)
Comprehensive — medically necessary + preventive + specialist (up to 2.3x GOÄ fee schedule)
الإقامة بالمستشفى
General ward, shared room; mental illness inpatient covered
General ward, shared room; €1,500 sick pay after 14+ day stay + 90 days work inability; €500 visitor costs
General ward, shared room; €2,500 sick pay after 14+ day stay + 90 days work inability; €100/day hospital allowance after day 14; €1,250 visitor costs
الأدوية
100% prescribed medication (up to €250/year)
100% prescribed medication (up to €500/year)
100% prescribed medication (up to €1,500/year)
التحمّل / المساهمة
€120/year
€0
€0
الأسنان والبصر
رعاية الأسنان
Pain relief up to €500/year; no prosthetics; no accident prosthetics
Pain relief up to €750/year; prosthetics 50% up to €500 (8-month wait, 2-year period); accident prosthetics up to €1,000
Pain relief up to €1,250/year; prosthetics 70% up to €1,000 (8-month wait, 2-year period); accident prosthetics 100% up to €2,500
ميزانية الأسنان
€500/year (pain relief only, no prosthetics)
€750/year pain relief + €500 prosthetics (50%, 2-year period)
€1,250/year pain relief + €1,000 prosthetics (70%, 2-year period)
البصر
Not covered
Not covered
€100 (3-month waiting period)
مزايا إضافية
الصحة النفسية
Not covered (psychotherapy/psychoanalysis excluded; inpatient psychiatric covered)
Not covered (psychotherapy/psychoanalysis excluded; inpatient psychiatric covered)
Not covered (psychotherapy/psychoanalysis excluded; inpatient psychiatric covered)
الحمل والأمومة
Checkups with €50 deductible per visit; delivery after 8-month wait
Checkups covered (no deductible); delivery after 8-month wait
Checkups covered (no deductible); delivery after 8-month wait
الطب عن بُعد
الإعادة للوطن
متوافق مع التأشيرة
ما المشمول
تفاصيل المزايا والتغطية.
مشمول
Cheapest entry price from €26/month (Basic, under 29)
Comfort and Premium have zero deductible
All plans cover pregnancy (with 8-month waiting period for delivery)
Visa-compliant for German student visa
Comfort/Premium offer 2-month premium refund if no claims filed within a year
Age limit up to 40 — higher than many competitors
Long-established provider (Care Concept since 1999)
غير مشمول
NO mental health/psychotherapy coverage on ANY plan
No retroactive enrollment possible
Basic plan has €120/year deductible
No vision coverage on Basic and Comfort plans
Prices increase significantly from month 25 onward
Basic dental limited to pain relief only (no prosthetics)
Excludes coverage in USA, Canada, Mexico
الأسعار
الأسعار حسب العمر
القسط الشهري الصافي حسب الفئة العمرية. بدون رسوم مخفية.
الفئة العمريةالأساسيالراحةأفضل قيمة مقابل المالالممتاز
up to 29 (months 1–24)€26~ر.س١٠٦٫٦/شهر€32~ر.س١٣١٫٢/شهر€48~ر.س١٩٦٫٨/شهر
30–40 (months 1–24)€32~ر.س١٣١٫٢/شهر€48~ر.س١٩٦٫٨/شهر€75~ر.س٣٠٧٫٥/شهر
up to 29 (from month 25)€49.50~ر.س٢٠٣/شهر€57~ر.س٢٣٣٫٧/شهر€73~ر.س٢٩٩٫٣/شهر
30–40 (from month 25)€55~ر.س٢٢٥٫٥/شهر€73~ر.س٢٩٩٫٣/شهر€99~ر.س٤٠٥٫٩/شهر
يفي بالتزام التأمين
الأسئلة الشائعة
الأسئلة الشائعة حول Care College تأمين صحي للطلاب
Yes, all Care College plans (Basic, Comfort, Premium) are accepted by German embassies and immigration offices for student visa applications. The coverage meets minimum visa requirements.
Care College Basic starts at €26/month for students under 29 (first 24 months), making it one of the most affordable private health insurance options for international students in Germany. Note that it has a €120/year deductible.
No. Psychotherapy and psychoanalysis are explicitly excluded from ALL Care College plans (Basic, Comfort, and Premium). If mental health coverage is important to you, consider MAWISTA Student Comfort or Provisit Student instead.
Yes, all three plans cover pregnancy checkups and delivery. However, delivery requires an 8-month waiting period (you must be insured for 8 months before the birth). Basic has a €50 deductible per pregnancy visit. Comfort and Premium cover checkups without deductible.
Care College uses a two-tier pricing model: lower rates for months 1–24 and higher rates from month 25 onward. For example, Basic under 29 goes from €26 to €49.50/month. This makes it very competitive for shorter stays but less so for full degree programs (3–5 years).
Yes, Comfort and Premium plans refund 2 months' worth of premiums if you don't file any claims within a policy year. This effectively lowers your annual cost by about 17%.
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