ISO Student Health InsuranceSolicitar ahora
ISO Student Health Insurance
Three plan tiers (Silver, Gold, Platinum) accepted by 3,200+ U.S. universities — F-1 visa compliant from $33/month
Desde $33–87
✓Cumple requisitos de visa
up to 64Límite de edad
Última actualización: 4 de septiembre de 2026
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Planes disponibles
Compara los niveles de cobertura y elige el plan que mejor se adapte.
ISO Silver
Desde$33/mes
- Deducible: $45 per event at Student Health Center; $100 elsewhere
Most Popular
ISO Platinum
Desde$87/mes
- Deducible: $250 in-network; $400 out-of-network
Comparación de cobertura
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Descubre exactamente qué cubre cada plan.
| Característica | ISO Silver | ISO Gold | Most PopularISO Platinum |
|---|---|---|---|
| Cobertura básica | |||
| Deducible / Copago | $45 per event at Student Health Center; $100 elsewhere | $500 in-network; $750 out-of-network | $250 in-network; $400 out-of-network |
| Beneficios adicionales | |||
| Repatriación | Up to $50,000 | Up to $60,000 | Unlimited |
| Cumple requisitos de visa | |||
| SolicitarISO Silver → | SolicitarISO Gold → | SolicitarISO Platinum → | |
ISO Silver
ISO Gold
ISO PlatinumMost Popular
Cobertura básica
Deducible / Copago
$45 per event at Student Health Center; $100 elsewhere
$500 in-network; $750 out-of-network
$250 in-network; $400 out-of-network
Beneficios adicionales
Repatriación
Up to $50,000
Up to $60,000
Unlimited
Cumple requisitos de visa
Qué está cubierto
Detalles de prestaciones y cobertura.
Incluido
Cheapest entry tier ($33/month for Silver) accepted by most U.S. schools
Three clear tiers — match plan to your school's waiver requirements
Aetna PPO network — direct billing at most major U.S. doctors and hospitals
Pre-existing conditions covered after 6 months on all tiers
Specialised broker focused only on international students — strong waiver support
No cubierto
Silver tier has a fixed $400,000 cap — may not meet some universities' minimum
Most ISO plans are not fully ACA-compliant (only hybrid plans for some states)
Higher emergency room copay on Silver ($350) vs Gold/Platinum
No dental or optical extras included on any tier
Precios
Precios por edad
Prima mensual neta por grupo de edad. Sin costes ocultos.
Grupo de edadPrima mensual
Cumple la obligación de seguro
FAQ
Preguntas frecuentes sobre ISO Student Health Insurance
ISO plans are accepted by over 3,200 U.S. universities for the insurance waiver. Always check your specific school's waiver criteria — Platinum and Gold meet most requirements (unlimited annual max), while Silver may not satisfy schools requiring no per-condition cap.
Silver ($33/month) is the cheapest with a $400,000 annual cap and $150,000 per condition. Gold ($56) has unlimited annual maximum and $300,000 per condition. Platinum ($87) is the most comprehensive with unlimited annual max, $500,000 per condition, lower deductible ($250), and unlimited evacuation/repatriation.
Yes, all ISO plans use the Aetna Passport PPO network. This means you can visit Aetna network doctors and hospitals across the U.S. with direct billing — no upfront payment required for covered services.
All three ISO plans cover pre-existing conditions after 6 months of continuous coverage. This is more generous than many competitors that require 12 months — useful if you have ongoing health needs.
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