ISO Student Health Insurance Souscrire
ISO Student Health Insurance
Three plan tiers (Silver, Gold, Platinum) accepted by 3,200+ U.S. universities — F-1 visa compliant from $31/month
À partir de $31–85
✓ Conforme au visa
up to 64 Limite d'âge
Dernière mise à jour: April 27, 2026
Choisissez votre formule
Formules disponibles
Comparez les niveaux de couverture et choisissez la formule adaptée.
ISO Silver
À partir de $31 /mois
- Franchise: $45 per event at Student Health Center; $100 elsewhere
Most Popular
ISO Platinum
À partir de $85 /mois
- Franchise: $250 in-network; $400 out-of-network
Comparaison des garanties
Comparer les couvertures
Découvrez en détail ce que chaque formule couvre.
| Caractéristique | ISO Silver | ISO Gold | Most Popular ISO Platinum |
|---|---|---|---|
| Couverture de base | |||
| Soins ambulatoires | Non couvert | Non couvert | Non couvert |
| Hospitalisation | Non couvert | Non couvert | Non couvert |
| Médicaments | Non couvert | Non couvert | Non couvert |
| Franchise / Copaiement | $45 per event at Student Health Center; $100 elsewhere | $500 in-network; $750 out-of-network | $250 in-network; $400 out-of-network |
| Dentaire & Optique | |||
| Soins dentaires | Non couvert | Non couvert | Non couvert |
| Budget dentaire | Non couvert | Non couvert | Non couvert |
| Optique | Non couvert | Non couvert | Non couvert |
| Avantages supplémentaires | |||
| Santé mentale | Non couvert | Non couvert | Non couvert |
| Grossesse & Maternité | Non couvert | Non couvert | Non couvert |
| Télémédecine | | | |
| Rapatriement | Up to $50,000 | Up to $60,000 | Unlimited |
| Conforme au visa | | | |
| SouscrireISO Silver → | SouscrireISO Gold → | SouscrireISO Platinum → | |
ISO Silver
ISO Gold
ISO Platinum Most Popular
Couverture de base
Soins ambulatoires
Non couvert
Non couvert
Non couvert
Hospitalisation
Non couvert
Non couvert
Non couvert
Médicaments
Non couvert
Non couvert
Non couvert
Franchise / Copaiement
$45 per event at Student Health Center; $100 elsewhere
$500 in-network; $750 out-of-network
$250 in-network; $400 out-of-network
Dentaire & Optique
Soins dentaires
Non couvert
Non couvert
Non couvert
Budget dentaire
Non couvert
Non couvert
Non couvert
Optique
Non couvert
Non couvert
Non couvert
Avantages supplémentaires
Santé mentale
Non couvert
Non couvert
Non couvert
Grossesse & Maternité
Non couvert
Non couvert
Non couvert
Télémédecine
Rapatriement
Up to $50,000
Up to $60,000
Unlimited
Conforme au visa
Ce qui est couvert
Détails des prestations et de la couverture.
Inclus
Cheapest entry tier ($31/month for Silver) accepted by most U.S. schools
Three clear tiers — match plan to your school's waiver requirements
Aetna PPO network — direct billing at most major U.S. doctors and hospitals
Pre-existing conditions covered after 6 months on all tiers
Specialised broker focused only on international students — strong waiver support
Non couvert
Silver tier has a fixed $400,000 cap — may not meet some universities' minimum
Most ISO plans are not fully ACA-compliant (only hybrid plans for some states)
Higher emergency room copay on Silver ($350) vs Gold/Platinum
No dental or optical extras included on any tier
Tarifs
Tarifs par âge
Prime mensuelle nette par tranche d'âge. Aucun frais caché.
Tranche d'âge Prime mensuelle
Remplit l'obligation d'assurance
FAQ
Questions fréquentes sur ISO Student Health Insurance
ISO plans are accepted by over 3,200 U.S. universities for the insurance waiver. Always check your specific school's waiver criteria — Platinum and Gold meet most requirements (unlimited annual max), while Silver may not satisfy schools requiring no per-condition cap.
Silver ($31/month) is the cheapest with a $400,000 annual cap and $150,000 per condition. Gold ($49) has unlimited annual maximum and $300,000 per condition. Platinum ($85) is the most comprehensive with unlimited annual max, $500,000 per condition, lower deductible ($250), and unlimited evacuation/repatriation.
Yes, all ISO plans use the Aetna Passport PPO network. This means you can visit Aetna network doctors and hospitals across the U.S. with direct billing — no upfront payment required for covered services.
All three ISO plans cover pre-existing conditions after 6 months of continuous coverage. This is more generous than many competitors that require 12 months — useful if you have ongoing health needs.
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