IKK classic
IKK classic मूल स्वास्थ्य बीमा
जर्मनी का सबसे बड़ा व्यापार सहकारी स्वास्थ्य बीमा — आमने-सामने समर्थन के लिए 160+ शाखाएं
✓वीज़ा अनुरूप
अंतिम अपडेट: April 16, 2026
क्या शामिल है
लाभ एवं कवरेज विवरण।
शामिल
160+ physical offices across Germany — the most extensive in-person network among GKV insurers
Germany's largest Innungskrankenkasse with 2.87 million members — stable and well-established
Zusatzbeitrag of 3.40% unchanged from 2025 — predictable pricing with no surprise increases
Full bundesweit availability — accepts students enrolled at any German university
Personal advisors available at branches for complex questions around visas, enrollment, and claims
शामिल नहीं
Minimal English support — no dedicated English-language hotline, website primarily in German
Higher Zusatzbeitrag (3.40%) than hkk (2.59%) or TK (2.69%) — about €7–10/month more
Digital services are solid but not as advanced as TK-App (no English interface, fewer integrations)
No dedicated English-language student onboarding — international students rely on generic materials
अन्य GKV प्रदाता
AOK जर्मनी सार्वजनिक स्वास्थ्य बीमाAudi BKK सार्वजनिक स्वास्थ्य बीमाBahn-BKK अनिवार्य स्वास्थ्य बीमाBARMER — स्वास्थ्य बीमाBIG direkt gesund — छात्रों के लिए डिजिटल स्वास्थ्य बीमाDAK-Gesundheit सार्वजनिक स्वास्थ्य बीमाHEK — हानसिएटिक स्वास्थ्य बीमाhkk Krankenkasse छात्र स्वास्थ्य बीमाKKH — अंग्रेजी समर्थन छात्र बीमाmhplus BKK — छात्र स्वास्थ्य बीमाmkk — मेरी स्वास्थ्य बीमाMobil Krankenkasse — सरकारी स्वास्थ्य बीमाSBK — Siemens-Betriebskrankenkasse (प्रीमियम अंग्रेजी समर्थन)Techniker Krankenkasse (TK) — छात्र स्वास्थ्य बीमा
FAQ
IKK classic मूल स्वास्थ्य बीमा के बारे में अक्सर पूछे जाने वाले प्रश्न
IKK classic costs €147.23/month for students under 23 (or with children). Students aged 23+ without children pay €152.36/month due to the additional nursing care surcharge. This breaks down as: €87.38 base health insurance + €29.07 Zusatzbeitrag (3.40%) + €30.78 nursing care (or €35.91 if childless and 23+). The Zusatzbeitrag is unchanged from 2025.
IKK classic's English support is minimal. There is no dedicated English-language hotline, and the website and most written materials are in German. Staff at some branches may speak English, but this is not guaranteed. International students without German skills should consider TK or KKH, which offer dedicated English services.
IKK classic stands out for its unmatched office network — 160+ physical branches across Germany, including in smaller university cities where other Krankenkassen lack a local presence. Students who value face-to-face support for complex questions (visa documents, residence permit coordination, claims) benefit from personal advisors. It's also Germany's largest Innungskrankenkasse with 2.87 million members.
Visit ikk-classic.de/pk/service/mitgliedschaft to start enrollment, or walk into any of the 160+ branches for in-person signup. You'll need proof of university enrollment (Immatrikulationsbescheinigung), passport or national ID, and your Anmeldung address. Enrollment must be completed within the first 3 months after university enrollment. The in-person option is a real advantage if you prefer face-to-face help.
बीमा कराने के लिए तैयार हैं?
प्रदाता की आधिकारिक वेबसाइट पर IKK classic मूल स्वास्थ्य बीमा की नवीनतम शर्तें और कीमतें देखें।