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مقارنة التأمين 2026

Care CollegeمقابلEducare24

مقارنة مستقلة تشمل المزايا والتكاليف وتفاصيل التغطية.

✓ بناءً على وثائق التأمين الرسمية ✓ تم التحديث مارس ٢٠٢٦ ✓ مقارنة مستقلة

مقارنة الخطط المميزة: Care College Comfort, Educare24 M (Medium). يقدم كل مزود عدة مستويات.

الميزة Care College عرض التفاصيل Educare24 عرض التفاصيل
€32/mo أفضل
€39/mo
€0
€0
1–60 months
1–60 months
Medically necessary + preventive care (up to 2.3x GOÄ fee schedule)
Medically necessary treatment (up to 2.3x GOÄ/GOZ); preventive care up to €500/year
General ward, shared room; €1,500 sick pay after 14+ day stay + 90 days work inability; €500 visitor costs
Inpatient treatment and operations covered
Pain relief up to €750/year; prosthetics 50% up to €500 (8-month wait, 2-year period); accident prosthetics up to €1,000
Pain relief up to €500 per insurance period; denture repair up to €200; accident prosthetics up to €2,000
€750/year pain relief + €500 prosthetics (50%, 2-year period)
€500 per insurance period (pain relief) + €200 denture repair + €2,000 accident prosthetics
100% prescribed medication (up to €500/year)
Prescribed medication + dressing materials (up to €250 total during entire insurance period)
Not covered (psychotherapy/psychoanalysis excluded; inpatient psychiatric covered)
Acute psychiatric treatment up to €500 (one case per insurance period); psychotherapy/psychoanalysis excluded
Checkups covered (no deductible); delivery after 8-month wait
Pregnancy checkups and childbirth covered (conception must occur after policy start)
Not covered
Not covered
أفضل
زيارة Care College → زيارة Educare24 →

€32/mo أفضل
€39/mo

€0
€0

1–60 months
1–60 months

Medically necessary + preventive care (up to 2.3x GOÄ fee schedule)
Medically necessary treatment (up to 2.3x GOÄ/GOZ); preventive care up to €500/year

General ward, shared room; €1,500 sick pay after 14+ day stay + 90 days work inability; €500 visitor costs
Inpatient treatment and operations covered

Pain relief up to €750/year; prosthetics 50% up to €500 (8-month wait, 2-year period); accident prosthetics up to €1,000
Pain relief up to €500 per insurance period; denture repair up to €200; accident prosthetics up to €2,000

€750/year pain relief + €500 prosthetics (50%, 2-year period)
€500 per insurance period (pain relief) + €200 denture repair + €2,000 accident prosthetics

100% prescribed medication (up to €500/year)
Prescribed medication + dressing materials (up to €250 total during entire insurance period)

Not covered (psychotherapy/psychoanalysis excluded; inpatient psychiatric covered)
Acute psychiatric treatment up to €500 (one case per insurance period); psychotherapy/psychoanalysis excluded

Checkups covered (no deductible); delivery after 8-month wait
Pregnancy checkups and childbirth covered (conception must occur after policy start)

Not covered
Not covered

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