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OrbitProtect International Student
Two-tier student insurance for New Zealand with the OrbitPay card for cashless GP and pharmacy visits — meets visa requirements.
Desde NZD $669/yr–786/yr
✓Cumple requisitos de visa
5–60Límite de edad
Última actualización: 27 de abril de 2026
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| Característica | Student Lite | RecommendedStudent Prime |
|---|---|---|
| Cobertura básica | ||
| Deducible / Copago | No excess on medical claims. NZD $150 excess on personal-effects claims, NZD $50 on personal liability. | No excess on medical claims. NZD $150 excess on personal-effects claims, NZD $50 on personal liability. |
| Beneficios adicionales | ||
| Salud mental | Mental illness covered up to NZD $20,000 (excluding self-injury and attempted/actual suicide). | Mental illness covered up to NZD $20,000 (excluding self-injury and attempted/actual suicide). |
| Repatriación | Unlimited medical evacuation and repatriation. Unlimited mental health repatriation. Family travel to NZ up to NZD $100,000. | Unlimited medical evacuation and repatriation. Unlimited mental health repatriation. Family travel to NZ up to NZD $100,000. |
| Cumple requisitos de visa | ||
| SolicitarStudent Lite → | SolicitarStudent Prime → | |
Student Lite
Student PrimeRecommended
Cobertura básica
Deducible / Copago
No excess on medical claims. NZD $150 excess on personal-effects claims, NZD $50 on personal liability.
No excess on medical claims. NZD $150 excess on personal-effects claims, NZD $50 on personal liability.
Beneficios adicionales
Salud mental
Mental illness covered up to NZD $20,000 (excluding self-injury and attempted/actual suicide).
Mental illness covered up to NZD $20,000 (excluding self-injury and attempted/actual suicide).
Repatriación
Unlimited medical evacuation and repatriation. Unlimited mental health repatriation. Family travel to NZ up to NZD $100,000.
Unlimited medical evacuation and repatriation. Unlimited mental health repatriation. Family travel to NZ up to NZD $100,000.
Cumple requisitos de visa
Qué está cubierto
Detalles de prestaciones y cobertura.
Incluido
OrbitPay card lets you pay GPs and pharmacies directly — no claim forms
Two pricing tiers (Lite and Prime) so you can match cover to budget
Unlimited medical, evacuation and repatriation
Backed by nib NZ (financial-strength rated insurer)
Brochures and online quotes available in English, Mandarin and Korean
No cubierto
Lite plan has no automatic luggage cover (extras only on request)
Pre-existing conditions require a NZD $45 assessment plus extra premium
Lite plan excludes kidnap-and-ransom benefit (covered in Prime up to NZD $50,000)
Prime is more expensive than Uni-Care for similar 12-month cover
Precios
Precios por edad
Prima mensual neta por grupo de edad. Sin costes ocultos.
Grupo de edadPrima mensual
Cumple la obligación de seguro
FAQ
Preguntas frecuentes sobre OrbitProtect International Student
Yes. OrbitProtect's International Student plans are designed to meet the Code of Practice for Pastoral Care of International Students, the standard Immigration NZ uses to validate student visa insurance.
After buying a Prime or Lite policy you receive an OrbitPay card you can use like an EFTPOS card at registered NZ GPs and pharmacies. The provider charges OrbitProtect directly, so you don't pay upfront and don't submit a claim.
For 2026, Lite is NZD $669/year and Prime is NZD $786/year (verified on the OrbitProtect 'Premium changes' page). Pricing is for ages 5–60; older students get a manual quote.
Prime adds automatic luggage cover (up to NZD $10,000), kidnap-and-ransom cover (NZD $50,000), unlimited mental-health repatriation, and unlimited expatriation. Lite is the cheapest visa-compliant option but you specify any luggage you want covered.
Not automatically. You can apply for pre-existing condition cover at policy purchase. OrbitProtect charges a NZD $45 assessment fee; if approved, you'll pay an additional premium and the policy may exclude maintenance treatment for the condition.
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