OrbitProtect
OrbitProtect International Student
Two-tier student insurance for New Zealand with the OrbitPay card for cashless GP and pharmacy visits — meets visa requirements.
起 NZD $669/yr–786/yr
~¥5,084/月 ✓ 符合签证要求
5–60 年龄限制
最后更新: April 27, 2026
保障对比
比较计划保障
逐项查看各计划的保障内容。
| 功能 | Student Lite | Recommended Student Prime |
|---|---|---|
| 基本保障 | ||
| 门诊治疗 | 不涵盖 | 不涵盖 |
| 住院治疗 | 不涵盖 | 不涵盖 |
| 药品 | 不涵盖 | 不涵盖 |
| 免赔额/自付 | 不涵盖 | 不涵盖 |
| 牙科与视力 | ||
| 牙科护理 | 不涵盖 | 不涵盖 |
| 牙科预算 | 不涵盖 | 不涵盖 |
| 视力 | 不涵盖 | 不涵盖 |
| 附加保障 | ||
| 心理健康 | 不涵盖 | 不涵盖 |
| 孕产保障 | 不涵盖 | 不涵盖 |
| 远程医疗 | | |
| 遣返 | | |
| 符合签证要求 | | |
| 申请 Student Lite → | 申请 Student Prime → | |
Student Lite
Student Prime Recommended
基本保障
门诊治疗
不涵盖
不涵盖
住院治疗
不涵盖
不涵盖
药品
不涵盖
不涵盖
免赔额/自付
不涵盖
不涵盖
牙科与视力
牙科护理
不涵盖
不涵盖
牙科预算
不涵盖
不涵盖
视力
不涵盖
不涵盖
附加保障
心理健康
不涵盖
不涵盖
孕产保障
不涵盖
不涵盖
远程医疗
遣返
符合签证要求
保障内容
保障与福利详情。
已涵盖
OrbitPay card lets you pay GPs and pharmacies directly — no claim forms
Two pricing tiers (Lite and Prime) so you can match cover to budget
Unlimited medical, evacuation and repatriation
Backed by nib NZ (financial-strength rated insurer)
Brochures and online quotes available in English, Mandarin and Korean
不涵盖
Lite plan has no automatic luggage cover (extras only on request)
Pre-existing conditions require a NZD $45 assessment plus extra premium
Lite plan excludes kidnap-and-ransom benefit (covered in Prime up to NZD $50,000)
Prime is more expensive than Uni-Care for similar 12-month cover
价格
按年龄定价
按年龄段的月净保费，无隐藏费用。
年龄段 月保费
满足保险义务
常见问题
关于 OrbitProtect International Student 的常见问题
Yes. OrbitProtect's International Student plans are designed to meet the Code of Practice for Pastoral Care of International Students, the standard Immigration NZ uses to validate student visa insurance.
After buying a Prime or Lite policy you receive an OrbitPay card you can use like an EFTPOS card at registered NZ GPs and pharmacies. The provider charges OrbitProtect directly, so you don't pay upfront and don't submit a claim.
For 2026, Lite is NZD $669/year and Prime is NZD $786/year (verified on the OrbitProtect 'Premium changes' page). Pricing is for ages 5–60; older students get a manual quote.
Prime adds automatic luggage cover (up to NZD $10,000), kidnap-and-ransom cover (NZD $50,000), unlimited mental-health repatriation, and unlimited expatriation. Lite is the cheapest visa-compliant option but you specify any luggage you want covered.
Not automatically. You can apply for pre-existing condition cover at policy purchase. OrbitProtect charges a NZD $45 assessment fee; if approved, you'll pay an additional premium and the policy may exclude maintenance treatment for the condition.
准备好投保了吗？
立即申请 OrbitProtect International Student，几分钟内获得保障。