DR-WALTER
Provisit Student
Comprehensive private health insurance by DR-WALTER/Barmenia — equivalent to statutory insurance with no age limit
起 €79/mo
2–60 months (converts to unlimited tariff after 5 years) 保障期限
Germany + Europe 保障范围
✓ 符合签证要求
no age limit 年龄限制
最后更新: March 20, 2026
保障内容
保障与福利详情。
已涵盖
Most comprehensive PKV plan — equivalent to statutory (GKV) coverage scope
No age limit — accepts students of any age (only price differs)
Psychotherapy covered at 75% (rare among private student insurances)
Full pregnancy and childbirth coverage included
No deductible
Dental coverage includes prosthetics and orthodontics (50% up to €500/year)
Converts to unlimited tariff after 5 years — no coverage gap
€30,000 death/burial cost coverage
Long-term care insurance included
Accepted at all consulates, embassies, and immigration authorities
不涵盖
Higher entry price at €79/month (vs €26–€39 for competitors)
Significantly expensive over 30 (€129/month) and over 60 (€650/month)
No retroactive enrollment
8-month waiting period for psychotherapy benefits
Must not be pregnant at time of enrollment
Vision coverage limited to €100 every 2 years (not annually)
Minimum contract duration 2 months
价格
按年龄定价
按年龄段的月净保费，无隐藏费用。
年龄段 月保费
up to 29 €79
up to 45 €129
up to 59 €166
60+ €650
满足保险义务
常见问题
关于 Provisit Student 的常见问题
Yes, Provisit Student is a substitutive comprehensive health insurance (§146 VAG) accepted by all German consulates, embassies, and immigration offices for student visa applications. It meets all regulatory requirements.
Provisit Student is developed by DR-WALTER (an international insurance specialist since 1959) in cooperation with Barmenia Krankenversicherung AG as the underwriting insurer. It is sold through the provisit.com platform.
Yes, Provisit Student is specifically designed for students who have aged out of statutory insurance (GKV). There is no age limit. Students up to 29 pay €79/month, 30–45 pay €129/month, 46–59 pay €166/month, and 60+ pay €650/month.
Yes, psychotherapy is covered at 75% of costs after an 8-month waiting period. This is one of the few private student insurance plans that covers psychotherapy at all.
After 60 months, your Provisit Student policy automatically converts to an unlimited (open-ended) tariff. This means you do not face a coverage gap and can continue your insurance without interruption.
Provisit Student is designed to match GKV coverage scope. It covers outpatient, inpatient, dental, pregnancy, and psychotherapy — like GKV. At €79/month (under 29), it's cheaper than GKV (about €120/month). The main difference: GKV covers pre-existing conditions from day 1, while Provisit Student has waiting periods and exclusions.
准备好投保了吗？
立即申请 Provisit Student，几分钟内获得保障。