보장 내용
혜택 및 보장 세부사항.
포함
Among the cheapest public health insurers in 2026 — supplementary contribution of only 2.60%
Total of €140.39/month for students under 23 — actually cheaper than TK (€141.16)
Open to everyone nationwide since 2010, despite the Audi branding
Solid digital services and straightforward online enrollment
808,000 members — established and well-resourced
미보장
Minimal English support — primarily German-speaking staff and website
Fewer branch offices than AOK or TK
Digital experience less polished than TK's English-language app
Bonus program cap of €150/year is lower than TK or DAK
다른 GKV 보험사
AOK 독일 공적 건강보험Bahn-BKK 법정 건강보험BARMER — 의료 보험BIG direkt gesund — 학생 중심 디지털 건강보험DAK-Gesundheit 공립 의료보험HEK — 한자 공제조합hkk Krankenkasse 학생 건강보험IKK classic 기본 의료보험KKH — 영어 지원 학생 보험mhplus BKK 학생 건강보험mkk — 내 건강보험Mobil Krankenkasse — 공적 의료보험SBK — Siemens-Betriebskrankenkasse (프리미엄 영어 지원)Techniker Krankenkasse (TK) — 학생 건강 보험
FAQ
Audi BKK 공공 의료 보험에 대한 자주 묻는 질문
Audi BKK costs €140.39/month for students under 23 (or with children) and €145.52/month for students aged 23+ without children. Breakdown: €87.38 base health insurance + €22.23 supplementary contribution (2.60%) + €30.78 long-term care insurance (or €35.91 if childless and 23+). This makes Audi BKK slightly cheaper than TK.
Yes. Despite its name, Audi BKK has been open to the general public since 2010. Anyone in Germany can join, including international students. The insurer has 808,000 members across the country, not just Audi workers.
Audi BKK runs a lean, efficient organization and has been able to keep its supplementary contribution at just 2.60% in 2026 — one of the lowest rates among nationwide public insurers. The savings vs. market average (around 2.9%) translate to €2–3/month less per student.
English support at Audi BKK is minimal — the primary language is German. There is no dedicated English hotline. If you need reliable English service, TK, BARMER, or SBK are better choices. If you have basic German and want the lowest price, Audi BKK is very attractive.
보험에 가입할 준비가 되셨나요?
제공업체 공식 웹사이트에서 Audi BKK 공공 의료 보험의 최신 약관과 가격을 확인하세요.