mkk — meine krankenkasse
mkk — 내 건강보험
중형 공공 건강보험사, 전 BKK VBU — 2023년 브랜드 변경 이후 전국적으로 광범위하게 개방
✓비자 충족
최종 업데이트: April 16, 2026
보장 내용
혜택 및 보장 세부사항.
포함
Nationally open — anyone in Germany can join regardless of employer or region
Modern brand identity following the 2023 rebrand from BKK VBU
Solid digital services via the mkk App and online member portal
Established institution with roots dating back to 1884
Bonus program rewards preventive behavior with up to €150/year
미보장
Supplementary contribution of 3.50% — above the market average of around 2.9%
€148.09/month is about €6.93 more than TK (€141.16) for students under 23
Minimal English support — website and service are primarily German
Rebrand is recent (2023) — some students may still find older 'BKK VBU' references
다른 GKV 보험사
AOK 독일 공적 건강보험Audi BKK 공공 의료 보험Bahn-BKK 법정 건강보험BARMER — 의료 보험BIG direkt gesund — 학생 중심 디지털 건강보험DAK-Gesundheit 공립 의료보험HEK — 한자 공제조합hkk Krankenkasse 학생 건강보험IKK classic 기본 의료보험KKH — 영어 지원 학생 보험mhplus BKK 학생 건강보험Mobil Krankenkasse — 공적 의료보험SBK — Siemens-Betriebskrankenkasse (프리미엄 영어 지원)Techniker Krankenkasse (TK) — 학생 건강 보험
FAQ
mkk — 내 건강보험에 대한 자주 묻는 질문
mkk — meine krankenkasse costs €148.09/month for students under 23 (or with children) and €153.22/month for students aged 23+ without children. Breakdown: €87.38 base health insurance + €29.93 supplementary contribution (3.50%) + €30.78 long-term care insurance (or €35.91 if childless and 23+).
Yes — mkk is the rebranded name for what used to be BKK VBU. The insurer rebranded in 2023 to 'meine krankenkasse' (shortened to mkk) with a more modern, consumer-friendly identity. Legal rights and coverage are unchanged.
mkk's English support is minimal — the primary language is German. There is no dedicated English hotline. International students who need reliable English service should consider TK, BARMER, or SBK instead.
Yes, if you are under 30 and enrolled in a degree program at a German university. Enrollment must happen within 3 months of university enrollment. Language course and Studienkolleg students are not eligible for GKV and need private student insurance instead.
보험에 가입할 준비가 되셨나요?
제공업체 공식 웹사이트에서 mkk — 내 건강보험의 최신 약관과 가격을 확인하세요.