mkk — meine krankenkasse
mkk — meine krankenkasse
Mid-market public health insurer, formerly BKK VBU — renamed mkk on 1 January 2024 and open nationwide
At a glance mkk — meine krankenkasse
Monthly premium€148.09/mo
Visa Compliant Yes
Last updatedSeptember 30, 2026
01Coverage
What's Covered
Benefits and coverage details.
Included
Nationally open — anyone in Germany can join regardless of employer or region
Modern brand identity since the renaming from BKK VBU on 1 January 2024
Solid digital services via the mkk App and online member portal
Established institution with roots dating back to 1884
Bonus program rewards preventive behavior with up to €150/year
Not Covered
Supplementary contribution of 3.50% — above the market average of around 2.9%
€148.09/month is about €6.93 more than TK (€141.16) for students under 23
Minimal English support — website and service are primarily German
The name changed only on 1 January 2024 — some documents may still say 'BKK VBU'
03FAQ
Frequently Asked Questions about mkk — meine krankenkasse
mkk — meine krankenkasse costs €148.09/month for students under 23 (or with children) and €153.22/month for students aged 23+ without children. Breakdown: €87.38 base health insurance + €29.93 supplementary contribution (3.50%) + €30.78 long-term care insurance (or €35.91 if childless and 23+).
Yes — mkk is the new name of the former BKK VBU. On 1 January 2024 the insurer renamed itself 'mkk – meine krankenkasse' with a new brand identity. Legal rights and coverage are unchanged.
mkk's English support is minimal — the primary language is German. There is no dedicated English hotline. International students who need reliable English service should consider TK, BARMER, or SBK instead.
Yes, if you are under 30 and enrolled in a degree program at a German university. Enrollment must happen within 3 months of university enrollment. Language course and Studienkolleg students are not eligible for GKV and need private student insurance instead.
Ready to Get Insured?
Check the latest terms and prices for mkk — meine krankenkasse on the provider's official website.
mkk — meine krankenkasse€148.09/mo
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