BIG direkt gesund

BIG direkt gesund costs €149.71/month for students under 23 (or with children) and €154.84/month for students aged 23+ without children. Breakdown: €87.38 base health insurance + €31.55 supplementary contribution (3.69%) + €30.78 long-term care insurance (or €35.91 if childless and 23+).

Yes — BIG direkt gesund runs a dedicated English landing page for international students and offers fully online enrollment. Everything is handled via the BIG App and member portal, so students can sign up and manage their insurance without visiting a branch. There is a 24/7 medical hotline.

Only a few. BIG direkt gesund works as a direct insurer: most services run through the app, website and hotline, and it has a small number of customer centres (for example in Aachen, Berlin, Dortmund and Munich). If you want in-person consultations near you, AOK (over 1,000 branches) or TK (about 170) are better suited.

Yes, if you are under 30 and enrolled in a degree program at a German university. Enrollment is 100% online via the English student page. You must sign up within the first 3 months of university enrollment. Language course and Studienkolleg students are generally not eligible for GKV.