BIG direkt gesund
BIG direkt gesund
Digital-first online insurer with a strong student-focused English landing page
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最后更新: April 16, 2026
保障内容
保障与福利详情。
已涵盖
Fully digital — no branch visits needed, everything runs via app and member portal
Dedicated English page specifically for international students
100% online enrollment with document upload — ideal for students abroad
24/7 medical hotline and video consultations via BIG Direkt Arzt
Strong member satisfaction ratings in independent surveys
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Supplementary contribution of 3.69% — above the market average of around 2.9%
€149.71/month is about €8.55 more than TK (€141.16) for students under 23
No physical branches — students who prefer in-person help should look elsewhere
Smaller member base (489,000) compared to TK or BARMER
常见问题
关于 BIG direkt gesund 的常见问题
BIG direkt gesund costs €149.71/month for students under 23 (or with children) and €154.84/month for students aged 23+ without children. Breakdown: €87.38 base health insurance + €31.55 supplementary contribution (3.69%) + €30.78 long-term care insurance (or €35.91 if childless and 23+).
Yes — BIG direkt gesund runs a dedicated English landing page for international students and offers fully online enrollment. Everything is handled via the BIG App and member portal, so students can sign up and manage their insurance without visiting a branch. There is a 24/7 medical hotline.
No — BIG direkt gesund is Germany's first fully digital public health insurer. All services run through the app, website, and hotline. This is great if you prefer digital-only service, but if you like in-person consultations, AOK (1,400+ branches) or TK are better suited.
Yes, if you are under 30 and enrolled in a degree program at a German university. Enrollment is 100% online via the English student page. You must sign up within the first 3 months of university enrollment. Language course and Studienkolleg students are generally not eligible for GKV.
准备好投保了吗？
立即申请 BIG direkt gesund，几分钟内获得保障。