KKH — 优秀英语学生保险

KKH costs €150.48/month for students under 23 (or with children). Students aged 23+ without children pay €155.61/month due to the additional nursing care surcharge. This breaks down as: €87.38 base health insurance + €32.32 Zusatzbeitrag (3.78%) + €30.78 nursing care (or €35.91 if childless and 23+). KKH is the most expensive bundesweit-open option in our comparison, but the English-first service is often worth it for non-German speakers.

Yes, KKH offers excellent English support — among the best of any German public health insurer. They run a dedicated English-language student landing page (kkh.de/englisch/students), a 24/7 English student hotline at 0800 5548640554, a direct English line at +49 511 80684 9303, and email support in English via english@kkh.de. This makes KKH a top choice for international students who don't speak German comfortably.

KKH is attractive for international students primarily because of its English-first service design. Unlike most Krankenkassen, KKH treats English-speaking students as a core audience — with a dedicated landing page, 24/7 English hotline, and email support in English. It's the only bundesweit-open Krankenkasse alongside TK with a genuinely English-first student journey. The trade-off is a slightly higher price (€150.48/month vs. €140.30 at hkk).

Visit kkh.de/englisch/students for the English-language enrollment flow, or call the 24/7 English hotline at 0800 5548640554 for guided signup. You'll need proof of university enrollment (Immatrikulationsbescheinigung), passport, and German Anmeldung address. Enrollment must be completed within 3 months of university enrollment. KKH's English-language onboarding materials make this one of the easiest GKV enrollments for non-German speakers.