Audi BKK
Audi BKK
One of the cheapest nationwide-open public health insurers in 2026
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最后更新: April 16, 2026
保障内容
保障与福利详情。
已涵盖
Among the cheapest public health insurers in 2026 — supplementary contribution of only 2.60%
Total of €140.39/month for students under 23 — actually cheaper than TK (€141.16)
Open to everyone nationwide since 2010, despite the Audi branding
Solid digital services and straightforward online enrollment
808,000 members — established and well-resourced
不涵盖
Minimal English support — primarily German-speaking staff and website
Fewer branch offices than AOK or TK
Digital experience less polished than TK's English-language app
Bonus program cap of €150/year is lower than TK or DAK
常见问题
关于 Audi BKK 的常见问题
Audi BKK costs €140.39/month for students under 23 (or with children) and €145.52/month for students aged 23+ without children. Breakdown: €87.38 base health insurance + €22.23 supplementary contribution (2.60%) + €30.78 long-term care insurance (or €35.91 if childless and 23+). This makes Audi BKK slightly cheaper than TK.
Yes. Despite its name, Audi BKK has been open to the general public since 2010. Anyone in Germany can join, including international students. The insurer has 808,000 members across the country, not just Audi workers.
Audi BKK runs a lean, efficient organization and has been able to keep its supplementary contribution at just 2.60% in 2026 — one of the lowest rates among nationwide public insurers. The savings vs. market average (around 2.9%) translate to €2–3/month less per student.
English support at Audi BKK is minimal — the primary language is German. There is no dedicated English hotline. If you need reliable English service, TK, BARMER, or SBK are better choices. If you have basic German and want the lowest price, Audi BKK is very attractive.
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