mkk — meine krankenkasse
mkk — meine krankenkasse
Mid-market public health insurer, formerly BKK VBU — nationwide and broadly open since 2023 rebrand
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最后更新: April 16, 2026
保障内容
保障与福利详情。
已涵盖
Nationally open — anyone in Germany can join regardless of employer or region
Modern brand identity following the 2023 rebrand from BKK VBU
Solid digital services via the mkk App and online member portal
Established institution with roots dating back to 1884
Bonus program rewards preventive behavior with up to €150/year
不涵盖
Supplementary contribution of 3.50% — above the market average of around 2.9%
€148.09/month is about €6.93 more than TK (€141.16) for students under 23
Minimal English support — website and service are primarily German
Rebrand is recent (2023) — some students may still find older 'BKK VBU' references
常见问题
关于 mkk — meine krankenkasse 的常见问题
mkk — meine krankenkasse costs €148.09/month for students under 23 (or with children) and €153.22/month for students aged 23+ without children. Breakdown: €87.38 base health insurance + €29.93 supplementary contribution (3.50%) + €30.78 long-term care insurance (or €35.91 if childless and 23+).
Yes — mkk is the rebranded name for what used to be BKK VBU. The insurer rebranded in 2023 to 'meine krankenkasse' (shortened to mkk) with a more modern, consumer-friendly identity. Legal rights and coverage are unchanged.
mkk's English support is minimal — the primary language is German. There is no dedicated English hotline. International students who need reliable English service should consider TK, BARMER, or SBK instead.
Yes, if you are under 30 and enrolled in a degree program at a German university. Enrollment must happen within 3 months of university enrollment. Language course and Studienkolleg students are not eligible for GKV and need private student insurance instead.
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