mkk — meine krankenkasse
mkk — benim sağlık sigortam
Orta pazar halka açık sağlık sigortacısı, eski adıyla BKK VBU — 2023 yeniden markalaması sonrası ülke çapında geniş erişim
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Son güncelleme: April 16, 2026
Neler Kapsanıyor
Avantajlar ve kapsam detayları.
Dahil
Nationally open — anyone in Germany can join regardless of employer or region
Modern brand identity following the 2023 rebrand from BKK VBU
Solid digital services via the mkk App and online member portal
Established institution with roots dating back to 1884
Bonus program rewards preventive behavior with up to €150/year
Kapsam Dışı
Supplementary contribution of 3.50% — above the market average of around 2.9%
€148.09/month is about €6.93 more than TK (€141.16) for students under 23
Minimal English support — website and service are primarily German
Rebrand is recent (2023) — some students may still find older 'BKK VBU' references
Diğer GKV sağlayıcıları
AOK Sağlık SigortasıAudi BKK Kamu Sağlık SigortasıBahn-BKK Zorunlu Sağlık SigortasıBARMER — Sağlık SigortasıBIG direkt gesund — Öğrenciler İçin Dijital Sağlık SigortasıDAK-Gesundheit Ulusal Sağlık SigortasıHEK — Hansa Sağlık Sigortasıhkk Krankenkasse Öğrenci Sağlık SigortasıIKK classic Temel SigortaKKH — İngilizce İçerikli Öğrenci Sigortasımhplus BKK — Öğrenci Sağlık SigortasıMobil Krankenkasse — Kamu Sağlık SigortasıSBK — Siemens-Betriebskrankenkasse (Premium İngilizce Destek)Techniker Krankenkasse (TK) — Öğrenci Sağlık Sigortası
SSS
mkk — benim sağlık sigortam hakkında sık sorulan sorular
mkk — meine krankenkasse costs €148.09/month for students under 23 (or with children) and €153.22/month for students aged 23+ without children. Breakdown: €87.38 base health insurance + €29.93 supplementary contribution (3.50%) + €30.78 long-term care insurance (or €35.91 if childless and 23+).
Yes — mkk is the rebranded name for what used to be BKK VBU. The insurer rebranded in 2023 to 'meine krankenkasse' (shortened to mkk) with a more modern, consumer-friendly identity. Legal rights and coverage are unchanged.
mkk's English support is minimal — the primary language is German. There is no dedicated English hotline. International students who need reliable English service should consider TK, BARMER, or SBK instead.
Yes, if you are under 30 and enrolled in a degree program at a German university. Enrollment must happen within 3 months of university enrollment. Language course and Studienkolleg students are not eligible for GKV and need private student insurance instead.
Sigortalanmaya hazır mısınız?
mkk — benim sağlık sigortam için güncel koşulları ve fiyatları sağlayıcının resmi web sitesinde kontrol edin.