KKH — Kaufmännische Krankenkasse
KKH — 영어 지원 학생 보험
전담 영어 학생 핫라인 및 영문 웹사이트 — 국제 학생을 위한 프리미엄 서비스
✓비자 충족
최종 업데이트: April 16, 2026
보장 내용
혜택 및 보장 세부사항.
포함
Dedicated English-language student landing page at kkh.de/englisch/students — rare among GKV insurers
24/7 English student hotline (0800 5548640554) plus direct line +49 511 80684 9303
Email support in English via english@kkh.de — great for written documentation of complex cases
Full coverage including mental health, preventive care, and up to €150/year bonus program
1.46 million members — well-established nationwide Krankenkasse with solid infrastructure
미보장
Most expensive of the bundesweit-open options in our MVP at €150.48/month — about €10/month more than hkk
Zusatzbeitrag of 3.78% is among the higher rates in the market (vs. hkk 2.59%, TK 2.69%)
Digital services are competent but not as polished as TK-App (smaller English-language ecosystem)
Smaller member base (1.46M) than TK (12.3M) — less scale and fewer cooperative partnerships
다른 GKV 보험사
AOK 독일 공적 건강보험Audi BKK 공공 의료 보험Bahn-BKK 법정 건강보험BARMER — 의료 보험BIG direkt gesund — 학생 중심 디지털 건강보험DAK-Gesundheit 공립 의료보험HEK — 한자 공제조합hkk Krankenkasse 학생 건강보험IKK classic 기본 의료보험mhplus BKK 학생 건강보험mkk — 내 건강보험Mobil Krankenkasse — 공적 의료보험SBK — Siemens-Betriebskrankenkasse (프리미엄 영어 지원)Techniker Krankenkasse (TK) — 학생 건강 보험
FAQ
KKH — 영어 지원 학생 보험에 대한 자주 묻는 질문
KKH costs €150.48/month for students under 23 (or with children). Students aged 23+ without children pay €155.61/month due to the additional nursing care surcharge. This breaks down as: €87.38 base health insurance + €32.32 Zusatzbeitrag (3.78%) + €30.78 nursing care (or €35.91 if childless and 23+). KKH is the most expensive bundesweit-open option in our comparison, but the English-first service is often worth it for non-German speakers.
Yes, KKH offers excellent English support — among the best of any German public health insurer. They run a dedicated English-language student landing page (kkh.de/englisch/students), a 24/7 English student hotline at 0800 5548640554, a direct English line at +49 511 80684 9303, and email support in English via english@kkh.de. This makes KKH a top choice for international students who don't speak German comfortably.
KKH is attractive for international students primarily because of its English-first service design. Unlike most Krankenkassen, KKH treats English-speaking students as a core audience — with a dedicated landing page, 24/7 English hotline, and email support in English. It's the only bundesweit-open Krankenkasse alongside TK with a genuinely English-first student journey. The trade-off is a slightly higher price (€150.48/month vs. €140.30 at hkk).
Visit kkh.de/englisch/students for the English-language enrollment flow, or call the 24/7 English hotline at 0800 5548640554 for guided signup. You'll need proof of university enrollment (Immatrikulationsbescheinigung), passport, and German Anmeldung address. Enrollment must be completed within 3 months of university enrollment. KKH's English-language onboarding materials make this one of the easiest GKV enrollments for non-German speakers.
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