BIG direkt gesund

BIG direkt gesund costs €149.71/month for students under 23 (or with children) and €154.84/month for students aged 23+ without children. Breakdown: €87.38 base health insurance + €31.55 supplementary contribution (3.69%) + €30.78 long-term care insurance (or €35.91 if childless and 23+).

Yes — BIG direkt gesund runs a dedicated English landing page for international students and offers fully online enrollment. Everything is handled via the BIG App and member portal, so students can sign up and manage their insurance without visiting a branch. There is a 24/7 medical hotline.

No — BIG direkt gesund is Germany's first fully digital public health insurer. All services run through the app, website, and hotline. This is great if you prefer digital-only service, but if you like in-person consultations, AOK (1,400+ branches) or TK are better suited.

Yes, if you are under 30 and enrolled in a degree program at a German university. Enrollment is 100% online via the English student page. You must sign up within the first 3 months of university enrollment. Language course and Studienkolleg students are generally not eligible for GKV.