JEES (Japan Educational Exchanges and Services) 지금 신청
JEES Inbound Futai-Gakuso
Japan's standard top-up for international students — covers liability, medical co-pays, and rescue expenses on top of NHI
부터 ¥460/month (¥1,860/year)–2,240/month
~₩690,000/월 ✓ 비자 충족
최종 업데이트: April 27, 2026
플랜 선택
이용 가능한 플랜
보장 등급을 비교하고 적합한 플랜을 선택하세요.
Most chosen
A-Type — NHI top-up (most common)
부터 ¥11,500/year (~¥958nth) /월
- 공제액: No deductible — pays out from the first day of treatment
- 정신건강: Mental health hospitalization is excluded from...
보장 비교
플랜 보장 비교
각 플랜의 보장 내용을 상세히 확인하세요.
| 기능 | Most chosen A-Type — NHI top-up (most common) | B-Type — short-term, no NHI | C-Type — flat-rate hospitalization, no NHI |
|---|---|---|---|
| 기본 보장 | |||
| 외래 진료 | 미보장 | 미보장 | 미보장 |
| 입원 치료 | 미보장 | 미보장 | 미보장 |
| 약제비 | 미보장 | 미보장 | 미보장 |
| 공제액 / 본인부담 | No deductible — pays out from the first day of treatment | 미보장 | 미보장 |
| 치과 및 시력 | |||
| 치과 치료 | 미보장 | 미보장 | 미보장 |
| 치과 예산 | 미보장 | 미보장 | 미보장 |
| 시력 | 미보장 | 미보장 | 미보장 |
| 추가 혜택 | |||
| 정신건강 | Mental health hospitalization is excluded from medical reimbursement (NHI covers it at 70%) | 미보장 | 미보장 |
| 임신 및 출산 | 미보장 | 미보장 | 미보장 |
| 원격의료 | | | |
| 본국 송환 | | | |
| 비자 충족 | | | |
| 신청A-Type — NHI top-up (most common) → | 신청B-Type — short-term, no NHI → | 신청C-Type — flat-rate hospitalization, no NHI → | |
A-Type — NHI top-up (most common) Most chosen
B-Type — short-term, no NHI
C-Type — flat-rate hospitalization, no NHI
기본 보장
외래 진료
미보장
미보장
미보장
입원 치료
미보장
미보장
미보장
약제비
미보장
미보장
미보장
공제액 / 본인부담
No deductible — pays out from the first day of treatment
미보장
미보장
치과 및 시력
치과 치료
미보장
미보장
미보장
치과 예산
미보장
미보장
미보장
시력
미보장
미보장
미보장
추가 혜택
정신건강
Mental health hospitalization is excluded from medical reimbursement (NHI covers it at 70%)
미보장
미보장
임신 및 출산
미보장
미보장
미보장
원격의료
본국 송환
비자 충족
보장 내용
혜택 및 보장 세부사항.
포함
Recognized by 1,072+ universities — the default insurance product offered to international students at most Japanese institutions
Backed by Tokio Marine & Nichido, Japan's largest non-life insurer — strong claims handling and an English-language support desk
Very low cost: A-Type works out to roughly ¥958 per month (~€6) — one of the cheapest student insurance products globally
¥100 million personal liability cover protects against costly cycling/everyday accidents (a common risk in Japan)
Pay once at enrollment — coverage lasts up to 6 years (a single bachelor's or graduate program), no annual renewals
미보장
Top-up only — A-Type requires you to enroll in NHI first; not standalone health cover
Only sold via JEES-affiliated schools — you must be enrolled at a participating university or language school
Pre-existing illnesses are excluded for the first 1–2 years
No mental health, dental, or hemorrhoid treatment cover under the medical-expense benefit
No emergency repatriation flight cover for the student themselves (only family rescue expenses); pair with travel insurance if you want full medical evacuation
요금
연령별 요금
연령대별 월 순보험료. 숨겨진 비용 없음.
연령대 월 보험료
보험 의무 충족
FAQ
JEES Inbound Futai-Gakuso에 대한 자주 묻는 질문
Most universities require it — even with NHI, you still pay 30% of medical bills out of pocket, and NHI does not include personal liability. JEES A-Type covers exactly that 30% gap plus ¥100 million liability. At ¥11,500 per year (~¥958/month), it is one of the cheapest meaningful additions you can make to your NHI coverage.
No. JEES Inbound Futai-Gakuso is a group contract sold only through JEES-affiliated schools (1,072+ Japanese universities, language schools, and graduate programs). If your school is not in the network, you will need to look at private travel/student insurance instead.
A-Type is the standard plan for students with NHI — ¥11,500 per year, reimburses your 30% medical co-pay. B-Type is for students staying under 3 months or without NHI — ¥1,860 per year, liability-only, no medical reimbursement. C-Type also targets non-NHI students but pays a flat ¥5,000/day during hospitalization instead of reimbursing actual costs (¥2,240/month).
Yes — and this is a major reason students choose it. The ¥100 million personal liability cover applies to cycling accidents in Japan, where serious bicycle-pedestrian collisions can lead to court-ordered damages of tens of millions of yen. Tokio Marine & Nichido handles settlement negotiations on your behalf for incidents in Japan.
Pay the 30% co-pay at the hospital and keep your receipt. Download the incident report form from the JEES website (jees.or.jp/gakkensai/inbound.htm), fill it in (English or Japanese), and email it to insclaim.futaigakuso@tmnf.jp. Tokio Marine & Nichido will respond in your chosen language and send you the documents needed for reimbursement.
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지금 JEES Inbound Futai-Gakuso을(를) 신청하고 몇 분 안에 보장받으세요.