JEES (Japan Educational Exchanges and Services)Solicitar ahora
JEES Inbound Futai-Gakuso
Japan's standard top-up for international students — covers liability, medical co-pays, and rescue expenses on top of NHI
Desde ¥460/month (¥1,860/year)–2,240/month
✓Cumple requisitos de visa
Última actualización: 27 de abril de 2026
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Planes disponibles
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Most chosen
A-Type — NHI top-up (most common)
Desde¥11,500/year (~¥958/month)
- Deducible: No deductible — pays out from the first day of treatment
- Salud mental: Mental health hospitalization is excluded from...
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| Característica | Most chosenA-Type — NHI top-up (most common) | B-Type — short-term, no NHI | C-Type — flat-rate hospitalization, no NHI |
|---|---|---|---|
| Cobertura básica | |||
| Deducible / Copago | No deductible — pays out from the first day of treatment | No especificado | No especificado |
| Beneficios adicionales | |||
| Salud mental | Mental health hospitalization is excluded from medical reimbursement (NHI covers it at 70%) | No especificado | No especificado |
| Cumple requisitos de visa | |||
| SolicitarA-Type — NHI top-up (most common) → | SolicitarB-Type — short-term, no NHI → | SolicitarC-Type — flat-rate hospitalization, no NHI → | |
A-Type — NHI top-up (most common)Most chosen
B-Type — short-term, no NHI
C-Type — flat-rate hospitalization, no NHI
Cobertura básica
Deducible / Copago
No deductible — pays out from the first day of treatment
No especificado
No especificado
Beneficios adicionales
Salud mental
Mental health hospitalization is excluded from medical reimbursement (NHI covers it at 70%)
No especificado
No especificado
Cumple requisitos de visa
Qué está cubierto
Detalles de prestaciones y cobertura.
Incluido
Recognized by 1,072+ universities — the default insurance product offered to international students at most Japanese institutions
Backed by Tokio Marine & Nichido, Japan's largest non-life insurer — strong claims handling and an English-language support desk
Very low cost: A-Type works out to roughly ¥958 per month (~€6) — one of the cheapest student insurance products globally
¥100 million personal liability cover protects against costly cycling/everyday accidents (a common risk in Japan)
Pay once at enrollment — coverage lasts up to 6 years (a single bachelor's or graduate program), no annual renewals
No cubierto
Top-up only — A-Type requires you to enroll in NHI first; not standalone health cover
Only sold via JEES-affiliated schools — you must be enrolled at a participating university or language school
Pre-existing illnesses are excluded for the first 1–2 years
No mental health, dental, or hemorrhoid treatment cover under the medical-expense benefit
No emergency repatriation flight cover for the student themselves (only family rescue expenses); pair with travel insurance if you want full medical evacuation
Precios
Precios por edad
Prima mensual neta por grupo de edad. Sin costes ocultos.
Grupo de edadPrima mensual
Cumple la obligación de seguro
FAQ
Preguntas frecuentes sobre JEES Inbound Futai-Gakuso
Most universities require it — even with NHI, you still pay 30% of medical bills out of pocket, and NHI does not include personal liability. JEES A-Type covers exactly that 30% gap plus ¥100 million liability. At ¥11,500 per year (~¥958/month), it is one of the cheapest meaningful additions you can make to your NHI coverage.
No. JEES Inbound Futai-Gakuso is a group contract sold only through JEES-affiliated schools (1,072+ Japanese universities, language schools, and graduate programs). If your school is not in the network, you will need to look at private travel/student insurance instead.
A-Type is the standard plan for students with NHI — ¥11,500 per year, reimburses your 30% medical co-pay. B-Type is for students staying under 3 months or without NHI — ¥1,860 per year, liability-only, no medical reimbursement. C-Type also targets non-NHI students but pays a flat ¥5,000/day during hospitalization instead of reimbursing actual costs (¥2,240/month).
Yes — and this is a major reason students choose it. The ¥100 million personal liability cover applies to cycling accidents in Japan, where serious bicycle-pedestrian collisions can lead to court-ordered damages of tens of millions of yen. Tokio Marine & Nichido handles settlement negotiations on your behalf for incidents in Japan.
Pay the 30% co-pay at the hospital and keep your receipt. Download the incident report form from the JEES website (jees.or.jp/gakkensai/inbound.htm), fill it in (English or Japanese), and email it to insclaim.futaigakuso@tmnf.jp. Tokio Marine & Nichido will respond in your chosen language and send you the documents needed for reimbursement.
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