JEES (Japan Educational Exchanges and Services) अभी आवेदन करें
JEES Inbound Futai-Gakuso
Japan's standard top-up for international students — covers liability, medical co-pays, and rescue expenses on top of NHI
से ¥460/month (¥1,860/year)–2,240/month
~₹42,320/माह ✓ वीज़ा अनुरूप
अंतिम अपडेट: April 27, 2026
अपना प्लान चुनें
उपलब्ध प्लान
कवरेज स्तरों की तुलना करें और अपनी ज़रूरत के अनुसार प्लान चुनें।
Most chosen
A-Type — NHI top-up (most common)
से ¥11,500/year (~¥958nth) /माह
- कटौती: No deductible — pays out from the first day of treatment
- मानसिक स्वास्थ्य: Mental health hospitalization is excluded from...
कवरेज तुलना
प्लान कवरेज की तुलना
प्रत्येक प्लान में क्या शामिल है, विस्तार से देखें।
| विशेषता | Most chosen A-Type — NHI top-up (most common) | B-Type — short-term, no NHI | C-Type — flat-rate hospitalization, no NHI |
|---|---|---|---|
| मूल कवरेज | |||
| बाह्य रोगी उपचार | शामिल नहीं | शामिल नहीं | शामिल नहीं |
| अस्पताल (भर्ती) | शामिल नहीं | शामिल नहीं | शामिल नहीं |
| दवाइयाँ | शामिल नहीं | शामिल नहीं | शामिल नहीं |
| कटौती / सह-भुगतान | No deductible — pays out from the first day of treatment | शामिल नहीं | शामिल नहीं |
| दंत एवं दृष्टि | |||
| दंत चिकित्सा | शामिल नहीं | शामिल नहीं | शामिल नहीं |
| दंत बजट | शामिल नहीं | शामिल नहीं | शामिल नहीं |
| दृष्टि | शामिल नहीं | शामिल नहीं | शामिल नहीं |
| अतिरिक्त लाभ | |||
| मानसिक स्वास्थ्य | Mental health hospitalization is excluded from medical reimbursement (NHI covers it at 70%) | शामिल नहीं | शामिल नहीं |
| गर्भावस्था एवं मातृत्व | शामिल नहीं | शामिल नहीं | शामिल नहीं |
| टेलीमेडिसिन | | | |
| प्रत्यावर्तन | | | |
| वीज़ा अनुरूप | | | |
| आवेदनA-Type — NHI top-up (most common) → | आवेदनB-Type — short-term, no NHI → | आवेदनC-Type — flat-rate hospitalization, no NHI → | |
A-Type — NHI top-up (most common) Most chosen
B-Type — short-term, no NHI
C-Type — flat-rate hospitalization, no NHI
मूल कवरेज
बाह्य रोगी उपचार
शामिल नहीं
शामिल नहीं
शामिल नहीं
अस्पताल (भर्ती)
शामिल नहीं
शामिल नहीं
शामिल नहीं
दवाइयाँ
शामिल नहीं
शामिल नहीं
शामिल नहीं
कटौती / सह-भुगतान
No deductible — pays out from the first day of treatment
शामिल नहीं
शामिल नहीं
दंत एवं दृष्टि
दंत चिकित्सा
शामिल नहीं
शामिल नहीं
शामिल नहीं
दंत बजट
शामिल नहीं
शामिल नहीं
शामिल नहीं
दृष्टि
शामिल नहीं
शामिल नहीं
शामिल नहीं
अतिरिक्त लाभ
मानसिक स्वास्थ्य
Mental health hospitalization is excluded from medical reimbursement (NHI covers it at 70%)
शामिल नहीं
शामिल नहीं
गर्भावस्था एवं मातृत्व
शामिल नहीं
शामिल नहीं
शामिल नहीं
टेलीमेडिसिन
प्रत्यावर्तन
वीज़ा अनुरूप
क्या शामिल है
लाभ एवं कवरेज विवरण।
शामिल
Recognized by 1,072+ universities — the default insurance product offered to international students at most Japanese institutions
Backed by Tokio Marine & Nichido, Japan's largest non-life insurer — strong claims handling and an English-language support desk
Very low cost: A-Type works out to roughly ¥958 per month (~€6) — one of the cheapest student insurance products globally
¥100 million personal liability cover protects against costly cycling/everyday accidents (a common risk in Japan)
Pay once at enrollment — coverage lasts up to 6 years (a single bachelor's or graduate program), no annual renewals
शामिल नहीं
Top-up only — A-Type requires you to enroll in NHI first; not standalone health cover
Only sold via JEES-affiliated schools — you must be enrolled at a participating university or language school
Pre-existing illnesses are excluded for the first 1–2 years
No mental health, dental, or hemorrhoid treatment cover under the medical-expense benefit
No emergency repatriation flight cover for the student themselves (only family rescue expenses); pair with travel insurance if you want full medical evacuation
मूल्य
आयु के अनुसार मूल्य
आयु वर्ग के अनुसार मासिक शुद्ध प्रीमियम। कोई छिपी लागत नहीं।
आयु वर्ग मासिक प्रीमियम
बीमा दायित्व पूरा करता है
FAQ
JEES Inbound Futai-Gakuso के बारे में अक्सर पूछे जाने वाले प्रश्न
Most universities require it — even with NHI, you still pay 30% of medical bills out of pocket, and NHI does not include personal liability. JEES A-Type covers exactly that 30% gap plus ¥100 million liability. At ¥11,500 per year (~¥958/month), it is one of the cheapest meaningful additions you can make to your NHI coverage.
No. JEES Inbound Futai-Gakuso is a group contract sold only through JEES-affiliated schools (1,072+ Japanese universities, language schools, and graduate programs). If your school is not in the network, you will need to look at private travel/student insurance instead.
A-Type is the standard plan for students with NHI — ¥11,500 per year, reimburses your 30% medical co-pay. B-Type is for students staying under 3 months or without NHI — ¥1,860 per year, liability-only, no medical reimbursement. C-Type also targets non-NHI students but pays a flat ¥5,000/day during hospitalization instead of reimbursing actual costs (¥2,240/month).
Yes — and this is a major reason students choose it. The ¥100 million personal liability cover applies to cycling accidents in Japan, where serious bicycle-pedestrian collisions can lead to court-ordered damages of tens of millions of yen. Tokio Marine & Nichido handles settlement negotiations on your behalf for incidents in Japan.
Pay the 30% co-pay at the hospital and keep your receipt. Download the incident report form from the JEES website (jees.or.jp/gakkensai/inbound.htm), fill it in (English or Japanese), and email it to insclaim.futaigakuso@tmnf.jp. Tokio Marine & Nichido will respond in your chosen language and send you the documents needed for reimbursement.
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