JEES (Japan Educational Exchanges and Services)Souscrire
JEES Inbound Futai-Gakuso
Japan's standard top-up for international students — covers liability, medical co-pays, and rescue expenses on top of NHI
À partir de ¥460/month (¥1,860/year)–2,240/month
✓Conforme au visa
Dernière mise à jour: 27 avril 2026
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Formules disponibles
Comparez les niveaux de couverture et choisissez la formule adaptée.
Most chosen
A-Type — NHI top-up (most common)
À partir de¥11,500/year (~¥958/month)
- Franchise: No deductible — pays out from the first day of treatment
- Santé mentale: Mental health hospitalization is excluded from...
Comparaison des garanties
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Découvrez en détail ce que chaque formule couvre.
| Caractéristique | Most chosenA-Type — NHI top-up (most common) | B-Type — short-term, no NHI | C-Type — flat-rate hospitalization, no NHI |
|---|---|---|---|
| Couverture de base | |||
| Franchise / Copaiement | No deductible — pays out from the first day of treatment | Non précisé | Non précisé |
| Avantages supplémentaires | |||
| Santé mentale | Mental health hospitalization is excluded from medical reimbursement (NHI covers it at 70%) | Non précisé | Non précisé |
| Conforme au visa | |||
| SouscrireA-Type — NHI top-up (most common) → | SouscrireB-Type — short-term, no NHI → | SouscrireC-Type — flat-rate hospitalization, no NHI → | |
A-Type — NHI top-up (most common)Most chosen
B-Type — short-term, no NHI
C-Type — flat-rate hospitalization, no NHI
Couverture de base
Franchise / Copaiement
No deductible — pays out from the first day of treatment
Non précisé
Non précisé
Avantages supplémentaires
Santé mentale
Mental health hospitalization is excluded from medical reimbursement (NHI covers it at 70%)
Non précisé
Non précisé
Conforme au visa
Ce qui est couvert
Détails des prestations et de la couverture.
Inclus
Recognized by 1,072+ universities — the default insurance product offered to international students at most Japanese institutions
Backed by Tokio Marine & Nichido, Japan's largest non-life insurer — strong claims handling and an English-language support desk
Very low cost: A-Type works out to roughly ¥958 per month (~€6) — one of the cheapest student insurance products globally
¥100 million personal liability cover protects against costly cycling/everyday accidents (a common risk in Japan)
Pay once at enrollment — coverage lasts up to 6 years (a single bachelor's or graduate program), no annual renewals
Non couvert
Top-up only — A-Type requires you to enroll in NHI first; not standalone health cover
Only sold via JEES-affiliated schools — you must be enrolled at a participating university or language school
Pre-existing illnesses are excluded for the first 1–2 years
No mental health, dental, or hemorrhoid treatment cover under the medical-expense benefit
No emergency repatriation flight cover for the student themselves (only family rescue expenses); pair with travel insurance if you want full medical evacuation
Tarifs
Tarifs par âge
Prime mensuelle nette par tranche d'âge. Aucun frais caché.
Tranche d'âgePrime mensuelle
Remplit l'obligation d'assurance
FAQ
Questions fréquentes sur JEES Inbound Futai-Gakuso
Most universities require it — even with NHI, you still pay 30% of medical bills out of pocket, and NHI does not include personal liability. JEES A-Type covers exactly that 30% gap plus ¥100 million liability. At ¥11,500 per year (~¥958/month), it is one of the cheapest meaningful additions you can make to your NHI coverage.
No. JEES Inbound Futai-Gakuso is a group contract sold only through JEES-affiliated schools (1,072+ Japanese universities, language schools, and graduate programs). If your school is not in the network, you will need to look at private travel/student insurance instead.
A-Type is the standard plan for students with NHI — ¥11,500 per year, reimburses your 30% medical co-pay. B-Type is for students staying under 3 months or without NHI — ¥1,860 per year, liability-only, no medical reimbursement. C-Type also targets non-NHI students but pays a flat ¥5,000/day during hospitalization instead of reimbursing actual costs (¥2,240/month).
Yes — and this is a major reason students choose it. The ¥100 million personal liability cover applies to cycling accidents in Japan, where serious bicycle-pedestrian collisions can lead to court-ordered damages of tens of millions of yen. Tokio Marine & Nichido handles settlement negotiations on your behalf for incidents in Japan.
Pay the 30% co-pay at the hospital and keep your receipt. Download the incident report form from the JEES website (jees.or.jp/gakkensai/inbound.htm), fill it in (English or Japanese), and email it to insclaim.futaigakuso@tmnf.jp. Tokio Marine & Nichido will respond in your chosen language and send you the documents needed for reimbursement.
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