Bupa Global
Bupa Global Major Medical
Premium worldwide private health cover from a London-based heritage insurer — top-up plan for international students who already have NHS access
起 from £100/mo–350/mo
~¥760/月 最后更新: April 27, 2026
选择您的计划
可用计划
比较保障等级，选择适合您的计划。
保障对比
比较计划保障
逐项查看各计划的保障内容。
| 功能 | Major Medical | Select | Most Comprehensive Premier | Elite |
|---|---|---|---|---|
| 基本保障 | ||||
| 门诊治疗 | Not included (top-up only — assumes NHS or other day-to-day cover) | Routine outpatient cover included | 不涵盖 | 不涵盖 |
| 住院治疗 | 不涵盖 | 不涵盖 | 不涵盖 | 不涵盖 |
| 药品 | 不涵盖 | 不涵盖 | 不涵盖 | 不涵盖 |
| 免赔额/自付 | 不涵盖 | 不涵盖 | 不涵盖 | 不涵盖 |
| 牙科与视力 | ||||
| 牙科护理 | 不涵盖 | 不涵盖 | Routine dental treatment included | Comprehensive dental |
| 牙科预算 | 不涵盖 | 不涵盖 | 不涵盖 | 不涵盖 |
| 视力 | 不涵盖 | 不涵盖 | 不涵盖 | 不涵盖 |
| 附加保障 | ||||
| 心理健康 | Covered same as physical health, up to annual limit | Covered up to annual limit | Covered up to annual limit | Covered up to annual limit |
| 孕产保障 | 不涵盖 | 不涵盖 | 不涵盖 | 不涵盖 |
| 远程医疗 | | | | |
| 遣返 | | | | |
| 符合签证要求 | | | | |
| 申请 Major Medical → | 申请 Select → | 申请 Premier → | 申请 Elite → | |
Major Medical
Select
Premier Most Comprehensive
Elite
基本保障
门诊治疗
Not included (top-up only — assumes NHS or other day-to-day cover)
Routine outpatient cover included
不涵盖
不涵盖
住院治疗
不涵盖
不涵盖
不涵盖
不涵盖
药品
不涵盖
不涵盖
不涵盖
不涵盖
免赔额/自付
不涵盖
不涵盖
不涵盖
不涵盖
牙科与视力
牙科护理
不涵盖
不涵盖
Routine dental treatment included
Comprehensive dental
牙科预算
不涵盖
不涵盖
不涵盖
不涵盖
视力
不涵盖
不涵盖
不涵盖
不涵盖
附加保障
心理健康
Covered same as physical health, up to annual limit
Covered up to annual limit
Covered up to annual limit
Covered up to annual limit
孕产保障
不涵盖
不涵盖
不涵盖
不涵盖
远程医疗
遣返
符合签证要求
保障内容
保障与福利详情。
已涵盖
Trusted UK heritage brand — Bupa has provided healthcare since 1947
Four tiers from affordable Major Medical to comprehensive Elite
Mental health treated equally to physical health on all plans
24/7 Global Virtual Care included on all tiers
Premiums are not increased after individual claims — designed to be used
不涵盖
More expensive than budget travel medical plans (Major Medical from ~£100/month)
Major Medical excludes routine outpatient — assumes you have NHS or domestic cover
Pre-existing conditions usually excluded or rated up after underwriting
Routine maternity only on Elite plan with 18-month waiting period
价格
按年龄定价
按年龄段的月净保费，无隐藏费用。
年龄段 月保费
满足保险义务
常见问题
关于 Bupa Global Major Medical 的常见问题
Yes, especially as a top-up to the NHS. International students on student visas pay the Immigration Health Surcharge (£776/year) for NHS access. Bupa Global Major Medical adds private hospital rooms, faster specialist access, and worldwide cover when travelling — but it's a premium choice, not a budget visa-compliance plan.
Bupa UK is a domestic UK private medical insurer (typically £45-90/month). Bupa Global is the international division offering worldwide cover at a higher price point — designed for expats, international students, and people who travel frequently outside the UK.
No — Major Medical is designed as a top-up to existing day-to-day cover (NHS or domestic insurance). It covers hospital admissions, surgery, cancer care, and mental health, but not routine GP visits or outpatient care. Choose Select or Premier if you want outpatient cover.
For planned treatment Bupa Global requires pre-authorisation via MembersWorld. For emergencies, get the treatment first and contact Bupa within 48 hours. Direct billing is available at most major international hospitals in their network.
准备好投保了吗？
立即申请 Bupa Global Major Medical，几分钟内获得保障。