Bupa Global
Bupa Global Health Plans
Four international health plans from Bupa Global — from hospital-focused Major Medical, a top-up to NHS care, to comprehensive Elite; prices by personal quote
At a glance Bupa Global
Last updatedOctober 1, 2026
01Coverage
What's Covered
Benefits and coverage details.
Included
Long-established UK brand — Bupa was founded in 1947
Four plans, from hospital-focused Major Medical (Bupa Global's most cost-effective option) to Elite
Mental health treated equally to physical health on all plans
24/7 Global Virtual Care included on all tiers
Second Medical Opinion service included (provided by Teladoc Health)
Not Covered
No published prices — Bupa Global quotes each applicant individually, and its plans are premium international cover rather than budget travel medical insurance
Major Medical excludes routine outpatient — assumes you have NHS or domestic cover
Pre-existing conditions usually excluded or rated up after underwriting
Routine maternity only on Elite plan with 18-month waiting period
02FAQ
Frequently Asked Questions about Bupa Global Health Plans
Yes, especially as a top-up to the NHS. International students on student visas pay the Immigration Health Surcharge (£776/year) for NHS access. Bupa Global Major Medical adds private hospital rooms, faster specialist access, and worldwide cover when travelling — but it's a premium choice, not a budget visa-compliance plan.
Bupa UK is a domestic UK private medical insurer. Bupa Global is Bupa's international health insurance business, offering worldwide cover designed for expats, international students, and people who travel frequently outside the UK. Both price their plans by personal quote.
No — Major Medical is designed as a top-up to existing day-to-day cover (NHS or domestic insurance). It covers hospital admissions, surgery, cancer care, and mental health, but not routine GP visits or outpatient care. Choose Select or Premier if you want outpatient cover.
For planned treatment Bupa Global requires pre-authorisation via MembersWorld. For emergencies, get the treatment first and contact Bupa within 48 hours. Direct billing is available at most major international hospitals in their network.
Ready to Get Insured?
Check the latest terms and prices for Bupa Global Health Plans on the provider's official website.