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Bupa Global Major Medical
Premium worldwide private health cover from a London-based heritage insurer — top-up plan for international students who already have NHS access
From £100/mo–350/mo
Last updated: September 4, 2026
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Available Plans
Compare coverage tiers and pick the plan that fits your needs.
Major Medical
From£100/month
- Outpatient: Not included (top-up only — assumes NHS or other day-to-day...
- Mental health: Covered same as physical health, up to annual...
Select
From£160/month
- Outpatient: Routine outpatient cover included
- Mental health: Covered up to annual limit
Most Comprehensive
Premier
From£230/month
- Dental: Routine dental treatment included
- Mental health: Covered up to annual limit
Coverage Comparison
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See exactly what each plan covers side by side.
| Feature | Major Medical | Select | Most ComprehensivePremier | Elite |
|---|---|---|---|---|
| Core Coverage | ||||
| Outpatient Treatment | Not included (top-up only — assumes NHS or other day-to-day cover) | Routine outpatient cover included | Not specified | Not specified |
| Dental & Vision | ||||
| Dental Care | Not specified | Not specified | Routine dental treatment included | Comprehensive dental |
| Additional Benefits | ||||
| Mental Health | Covered same as physical health, up to annual limit | Covered up to annual limit | Covered up to annual limit | Covered up to annual limit |
| Telemedicine | Day and night Global Virtual Care via MembersWorld | Day and night Global Virtual Care | Global Virtual Care via MembersWorld app — 24/7 video consultations | Global Virtual Care via MembersWorld app — 24/7 video consultations |
| Repatriation | Global evacuation if treatment unavailable locally | Included | Included | Included |
| Visa Compliant | ||||
| ApplyMajor Medical → | ApplySelect → | ApplyPremier → | ApplyElite → | |
Major Medical
Select
PremierMost Comprehensive
Elite
Core Coverage
Outpatient Treatment
Not included (top-up only — assumes NHS or other day-to-day cover)
Routine outpatient cover included
Not specified
Not specified
Dental & Vision
Dental Care
Not specified
Not specified
Routine dental treatment included
Comprehensive dental
Additional Benefits
Mental Health
Covered same as physical health, up to annual limit
Covered up to annual limit
Covered up to annual limit
Covered up to annual limit
Telemedicine
Day and night Global Virtual Care via MembersWorld
Day and night Global Virtual Care
Global Virtual Care via MembersWorld app — 24/7 video consultations
Global Virtual Care via MembersWorld app — 24/7 video consultations
Repatriation
Global evacuation if treatment unavailable locally
Included
Included
Included
Visa Compliant
What's Covered
Benefits and coverage details.
Included
Trusted UK heritage brand — Bupa has provided healthcare since 1947
Four tiers from affordable Major Medical to comprehensive Elite
Mental health treated equally to physical health on all plans
24/7 Global Virtual Care included on all tiers
Premiums are not increased after individual claims — designed to be used
Not Covered
More expensive than budget travel medical plans (Major Medical from ~£100/month)
Major Medical excludes routine outpatient — assumes you have NHS or domestic cover
Pre-existing conditions usually excluded or rated up after underwriting
Routine maternity only on Elite plan with 18-month waiting period
Pricing
Pricing by Age
Monthly net premium by age group. No hidden fees.
Age GroupMonthly Premium
Fulfills insurance obligation
FAQ
Frequently Asked Questions about Bupa Global Major Medical
Yes, especially as a top-up to the NHS. International students on student visas pay the Immigration Health Surcharge (£776/year) for NHS access. Bupa Global Major Medical adds private hospital rooms, faster specialist access, and worldwide cover when travelling — but it's a premium choice, not a budget visa-compliance plan.
Bupa UK is a domestic UK private medical insurer (typically £45-90/month). Bupa Global is the international division offering worldwide cover at a higher price point — designed for expats, international students, and people who travel frequently outside the UK.
No — Major Medical is designed as a top-up to existing day-to-day cover (NHS or domestic insurance). It covers hospital admissions, surgery, cancer care, and mental health, but not routine GP visits or outpatient care. Choose Select or Premier if you want outpatient cover.
For planned treatment Bupa Global requires pre-authorisation via MembersWorld. For emergencies, get the treatment first and contact Bupa within 48 hours. Direct billing is available at most major international hospitals in their network.
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