Student Health Insurance UK — Compare Plans

Yes. Most international students on a Student visa pay the Immigration Health Surcharge (IHS) which gives them access to the NHS. Many add private student health insurance for faster specialist access, dental cover, repatriation, and gaps the NHS does not cover.

Private student health insurance in the UK typically costs £40–£200 per month, depending on the plan and provider. The IHS itself is £776/year for student-visa holders.

The NHS covers most medical care once you have paid the IHS, but waiting times for specialists can be long. Private insurance complements the NHS by providing faster access, dental care, vision, and emergency repatriation.

Common providers include Bupa Global, Cigna Global, Endsleigh Student, and IMG GeoBlue. Most offer plans designed specifically for international students.

Yes. Most international student plans can be purchased online from your home country, with cover starting on the day you arrive in the UK.