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UK Student Health

Student Health Insurance UK — Compare Plans

Private health cover for international students in the UK. Faster specialist access, dental and repatriation — alongside the NHS.

Bupa Global Major Medical

Bupa Global

Premium worldwide private health cover from a London-based heritage insurer — top-up plan for international students who already have NHS access

From from £100/mo
  • Trusted UK heritage brand — Bupa has provided healthcare since 1947
  • Four tiers from affordable Major Medical to comprehensive Elite
  • Mental health treated equally to physical health on all plans
  • 24/7 Global Virtual Care included on all tiers
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Cigna Global Health Insurance for Students

Cigna Global

Flexible international health cover with three tiers — Silver, Gold, Platinum — for students studying in the UK or anywhere worldwide

From from £117/mo
  • Three flexible tiers (Silver, Gold, Platinum) — pay only for the cover you need
  • Worldwide network of 1.5 million doctors, hospitals, and clinics
  • Mental health cover included on all tiers from day one
  • 24/7 multilingual customer service and direct billing where possible
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IMG Patriot Exchange Program

International Medical Group (IMG)

Budget-friendly student travel medical insurance — flexible coverage limits, popular with international students worldwide

  • Most affordable tier — from approximately £45/month for a healthy 24-year-old
  • Flexible coverage limits ($50K to $500K) and deductible options ($0 to $500)
  • Pays 100% outside the USA after deductible (no co-insurance abroad)
  • Optional adventure sports rider covers skiing, climbing, and more
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William Russell International Student Health Insurance

William Russell

UK family-run insurer backed by Allianz — three flexible plans (Bronze, Silver Lite, Silver) with worldwide cover and dedicated personal advisers

From from £93/mo
  • UK-based with personal account adviser — same team member each contact
  • Underwritten by Allianz, one of the world's largest insurance groups
  • 30-day money-back guarantee if you have not made a claim
  • Three plan tiers from Bronze (~£93/month) to Silver (~£178/month)
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Frequently Asked Questions

Yes. Most international students on a Student visa pay the Immigration Health Surcharge (IHS) which gives them access to the NHS. Many add private student health insurance for faster specialist access, dental cover, repatriation, and gaps the NHS does not cover.
Private student health insurance in the UK typically costs £40–£200 per month, depending on the plan and provider. The IHS itself is £776/year for student-visa holders.
The NHS covers most medical care once you have paid the IHS, but waiting times for specialists can be long. Private insurance complements the NHS by providing faster access, dental care, vision, and emergency repatriation.
Common providers include Bupa Global, Cigna Global, Endsleigh Student, and IMG GeoBlue. Most offer plans designed specifically for international students.
Yes. Most international student plans can be purchased online from your home country, with cover starting on the day you arrive in the UK.

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