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Cigna Global Health Insurance for Students
Flexible international health cover with three tiers — Silver, Gold, Platinum — for students studying in the UK or anywhere worldwide
From £117/mo–290/mo
Last updated: April 27, 2026
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Available Plans
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Coverage Comparison
Compare Plan Coverage
See exactly what each plan covers side by side.
| Feature | Cigna Global Silver | Most PopularCigna Global Gold | Cigna Global Platinum |
|---|---|---|---|
| Additional Benefits | |||
| Mental Health | $5,000 (up to 30 days) | $10,000 (up to 60 days) | Paid in full (up to 90 days) |
| Telemedicine | 24/7 multilingual customer service and Cigna Wellbeing App | 24/7 multilingual customer service and Cigna Wellbeing App | 24/7 multilingual customer service and Cigna Wellbeing App |
| Visa Compliant | |||
| ApplyCigna Global Silver → | ApplyCigna Global Gold → | ApplyCigna Global Platinum → | |
Cigna Global Silver
Cigna Global GoldMost Popular
Cigna Global Platinum
Additional Benefits
Mental Health
$5,000 (up to 30 days)
$10,000 (up to 60 days)
Paid in full (up to 90 days)
Telemedicine
24/7 multilingual customer service and Cigna Wellbeing App
24/7 multilingual customer service and Cigna Wellbeing App
24/7 multilingual customer service and Cigna Wellbeing App
Visa Compliant
What's Covered
Benefits and coverage details.
Included
Three flexible tiers (Silver, Gold, Platinum) — pay only for the cover you need
Worldwide network of 1.5 million doctors, hospitals, and clinics
Mental health cover included on all tiers from day one
24/7 multilingual customer service and direct billing where possible
No upper age limit and lifetime renewability
Not Covered
More expensive than visa-only travel medical plans (Silver from ~£117/month)
Outpatient cover is an optional add-on — not included by default
USA coverage adds significant premium
Pre-existing conditions may be excluded or rated up after individual review
Pricing
Pricing by Age
Monthly net premium by age group. No hidden fees.
Age GroupMonthly Premium
Fulfills insurance obligation
FAQ
Frequently Asked Questions about Cigna Global Health Insurance for Students
Most international students in the UK pay the Immigration Health Surcharge (IHS, £776/year) which gives full NHS access. Cigna Global is useful as a top-up for faster private care, dental, mental health beyond NHS waits, and worldwide cover during travel — but it is not required for visa purposes.
For most students, Silver ($1M annual limit) is sufficient and the most affordable. Choose Gold if you want maternity cover or higher mental health limits. Platinum is best for students with dependents or pre-existing conditions needing the highest coverage.
Yes — Cigna Global lets you add an International Outpatient module covering specialist consultations, prescriptions, physiotherapy, and more. This adds to the monthly premium but is essential if you want private GP access without the NHS.
UK student visas (Tier 4 / Student Route) require the Immigration Health Surcharge, not private insurance. Cigna Global is purely supplementary and is not used as a visa-compliance document for UK study.
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