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Cigna Global

Cigna Global Health Insurance for Students

Flexible international health cover with three tiers — Silver, Gold, Platinum — for students studying in the UK or anywhere worldwide

From from £117/mo–290/mo

Last updated: April 27, 2026

Choose Your Plan

Available Plans

Compare coverage tiers and pick the plan that fits your needs.

Cigna Global Silver

From from £117 /month
  • Mental health: $5,000 (up to 30 days)
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Cigna Global Platinum

From from £290 /month
  • Mental health: Paid in full (up to 90 days)
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Coverage Comparison

Compare Plan Coverage

See exactly what each plan covers side by side.

Feature Cigna Global Silver Most Popular Cigna Global Gold Cigna Global Platinum
Core Coverage
Outpatient Treatment
Not covered
Not covered
Hospital (Inpatient)
Not covered
Not covered
Medication
Not covered
Not covered
Deductible / Co-pay
Not covered
Not covered
Dental & Vision
Dental Care
Not covered
Not covered
Dental Budget
Not covered
Not covered
Vision
Not covered
Not covered
Additional Benefits
Mental Health
$5,000 (up to 30 days)
Paid in full (up to 90 days)
Pregnancy & Maternity
Not covered
Not covered
Telemedicine
Repatriation
Visa Compliant
Apply Cigna Global Silver → Apply Cigna Global Platinum →
Cigna Global Silver
Cigna Global Platinum
Core Coverage

Outpatient Treatment

Not covered
Not covered
Not covered

Hospital (Inpatient)

Not covered
Not covered
Not covered

Medication

Not covered
Not covered
Not covered

Deductible / Co-pay

Not covered
Not covered
Not covered
Dental & Vision

Dental Care

Not covered
Not covered
Not covered

Dental Budget

Not covered
Not covered
Not covered

Vision

Not covered
Not covered
Not covered
Additional Benefits

Mental Health

$5,000 (up to 30 days)
$10,000 (up to 60 days)
Paid in full (up to 90 days)

Pregnancy & Maternity

Not covered
Not covered
Not covered

Telemedicine

Repatriation

Visa Compliant

What's Covered

Benefits and coverage details.

Included
Three flexible tiers (Silver, Gold, Platinum) — pay only for the cover you need
Worldwide network of 1.5 million doctors, hospitals, and clinics
Mental health cover included on all tiers from day one
24/7 multilingual customer service and direct billing where possible
No upper age limit and lifetime renewability
Not Covered
More expensive than visa-only travel medical plans (Silver from ~£117/month)
Outpatient cover is an optional add-on — not included by default
USA coverage adds significant premium
Pre-existing conditions may be excluded or rated up after individual review
Pricing

Pricing by Age

Monthly net premium by age group. No hidden fees.

Age Group Monthly Premium
Fulfills insurance obligation

Frequently Asked Questions about Cigna Global Health Insurance for Students

Most international students in the UK pay the Immigration Health Surcharge (IHS, £776/year) which gives full NHS access. Cigna Global is useful as a top-up for faster private care, dental, mental health beyond NHS waits, and worldwide cover during travel — but it is not required for visa purposes.
For most students, Silver ($1M annual limit) is sufficient and the most affordable. Choose Gold if you want maternity cover or higher mental health limits. Platinum is best for students with dependents or pre-existing conditions needing the highest coverage.
Yes — Cigna Global lets you add an International Outpatient module covering specialist consultations, prescriptions, physiotherapy, and more. This adds to the monthly premium but is essential if you want private GP access without the NHS.
UK student visas (Tier 4 / Student Route) require the Immigration Health Surcharge, not private insurance. Cigna Global is purely supplementary and is not used as a visa-compliance document for UK study.

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