Cigna Global立即申请
Cigna Global 学生健康保险
灵活的国际健康保障，分为三个等级——白银、黄金、铂金——适用于在英国或世界各地学习的学生
起 from £117/mo–290/mo
~¥889/月最后更新: April 27, 2026
保障对比
比较计划保障
逐项查看各计划的保障内容。
| 功能 | Cigna Global 白银 | 最受欢迎Cigna Global 黄金 | Cigna Global 铂金 |
|---|---|---|---|
| 基本保障 | |||
| 门诊治疗 | 不涵盖 | 不涵盖 | 不涵盖 |
| 住院治疗 | 不涵盖 | 不涵盖 | 不涵盖 |
| 药品 | 不涵盖 | 不涵盖 | 不涵盖 |
| 免赔额/自付 | 不涵盖 | 不涵盖 | 不涵盖 |
| 牙科与视力 | |||
| 牙科护理 | 不涵盖 | 不涵盖 | 不涵盖 |
| 牙科预算 | 不涵盖 | 不涵盖 | 不涵盖 |
| 视力 | 不涵盖 | 不涵盖 | 不涵盖 |
| 附加保障 | |||
| 心理健康 | $5,000 (up to 30 days) | $10,000 (up to 60 days) | Paid in full (up to 90 days) |
| 孕产保障 | 不涵盖 | 不涵盖 | 不涵盖 |
| 远程医疗 | |||
| 遣返 | |||
| 符合签证要求 | |||
| 申请Cigna Global 白银 → | 申请Cigna Global 黄金 → | 申请Cigna Global 铂金 → | |
Cigna Global 白银
Cigna Global 黄金最受欢迎
Cigna Global 铂金
基本保障
门诊治疗
不涵盖
不涵盖
不涵盖
住院治疗
不涵盖
不涵盖
不涵盖
药品
不涵盖
不涵盖
不涵盖
免赔额/自付
不涵盖
不涵盖
不涵盖
牙科与视力
牙科护理
不涵盖
不涵盖
不涵盖
牙科预算
不涵盖
不涵盖
不涵盖
视力
不涵盖
不涵盖
不涵盖
附加保障
心理健康
$5,000 (up to 30 days)
$10,000 (up to 60 days)
Paid in full (up to 90 days)
孕产保障
不涵盖
不涵盖
不涵盖
远程医疗
遣返
符合签证要求
保障内容
保障与福利详情。
已涵盖
Three flexible tiers (Silver, Gold, Platinum) — pay only for the cover you need
Worldwide network of 1.5 million doctors, hospitals, and clinics
Mental health cover included on all tiers from day one
24/7 multilingual customer service and direct billing where possible
No upper age limit and lifetime renewability
不涵盖
More expensive than visa-only travel medical plans (Silver from ~£117/month)
Outpatient cover is an optional add-on — not included by default
USA coverage adds significant premium
Pre-existing conditions may be excluded or rated up after individual review
价格
按年龄定价
按年龄段的月净保费，无隐藏费用。
年龄段月保费
满足保险义务
常见问题
关于 Cigna Global 学生健康保险 的常见问题
Most international students in the UK pay the Immigration Health Surcharge (IHS, £776/year) which gives full NHS access. Cigna Global is useful as a top-up for faster private care, dental, mental health beyond NHS waits, and worldwide cover during travel — but it is not required for visa purposes.
For most students, Silver ($1M annual limit) is sufficient and the most affordable. Choose Gold if you want maternity cover or higher mental health limits. Platinum is best for students with dependents or pre-existing conditions needing the highest coverage.
Yes — Cigna Global lets you add an International Outpatient module covering specialist consultations, prescriptions, physiotherapy, and more. This adds to the monthly premium but is essential if you want private GP access without the NHS.
UK student visas (Tier 4 / Student Route) require the Immigration Health Surcharge, not private insurance. Cigna Global is purely supplementary and is not used as a visa-compliance document for UK study.
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立即申请 Cigna Global 学生健康保险，几分钟内获得保障。